St. Louis County property record for 12430 Impact Dr, Saint Louis, MO 63146
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,136 sqft · built 1962 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,309 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16O-12-0196 |
| Primary APN | 16O-12-0196 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| Gross Area | 1,499 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 546 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 157 sqft |
| Patio Area | 21 sqft |
| Balcony Area | 44 sqft |
| Canopy | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12430 IMPACT DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63146-5021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | HUNTINGTON LOT 216 |
| Legal Subdivision | HUNTINGTON |
| Legal Lot Number | 216 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CREVE COEUR |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 215102 |
12430 Impact Dr is owned by a company that acquired it in March 2026.
Source: St. Louis County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4220 DUNCAN AVE, 201, SAINT LOUIS, MO 63110-1103 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Nov 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Jul 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2026 |
| Deed Sale | Mar 19, 2026 |
| Prior Sale | Nov 19, 2025 · Amount on File |
| Deed Document Number | 2026466 |
| Prior Transfer Date | Mar 18, 2026 |
| Prior Transfer Doc | 0000000466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12430 IMPACT DR, SAINT LOUIS, MO 63146-5021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12430 IMPACT DR, SAINT LOUIS, MO 63146-5021 |
| Document Number | 0250323622 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 25032/3622 |
| Instrument | 2021080500533 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Nov 19, 2025 |
| Property Address | 12430 IMPACT DR, SAINT LOUIS, MO 63146-5021 |
| Document Number | 2025111900483 |
| Map Reference | MB 98 PG 15 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025111900483 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 272 BIG SKY DR, SAINT CHARLES, MO 63304-7170 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 230 MOLLY CT, O FALLON, IL 62269-6693 |
| Document Number | 2025111900484 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025111900484 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 4, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 1, 2022 |
| Property Address | 12430 IMPACT DR, SAINT LOUIS, MO 63146-5021 |
| Document Number | 2022070100683 |
| Map Reference | MB 98 PG 15 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2022070100683 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1738 SHALLOWBROOK DR, SAINT LOUIS, MO 63146-4727 |
| Name | Verified Name |
|---|---|
| Address | 12430 IMPACT DR, SAINT LOUIS, MO 63146-5021 |
| Document Number | 2022070100684 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 2022070100684 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 12430 Impact Dr was $3,309, up 10.3% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,290 (-) Land $17,400 Building $35,890 | $280,500 (-) Land $91,600 Building $188,900 | |
| 2025 | $3,309.00 (+10.3%) | $53,290 (+16.48%) Land $17,400 Building $35,890 | $280,500 Land $91,600 Building $188,900 |
| 2024 | $3,000.00 (+1.28%) | $45,750 (-) Land $13,050 Building $32,700 | |
| 2023 | $2,962.00 (+9.02%) | $45,750 (+18.4%) Land $13,050 Building $32,700 | $240,800 Land $68,700 Building $172,100 |
| 2022 | $2,717.00 | $38,640 Land $13,050 Building $25,590 | |
| 2021 | $203,400 Land $68,700 Building $134,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12430 Impact Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12430 Impact Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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