12430 Hull Rd, Clermont, FL 34711 Property Records

Lake County property record for 12430 Hull Rd, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1990
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Apr 2021)
Tax Bill	$3,688 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-23-26-0002-000-02200`

Property Details

APN / Parcel Number

Primary APN	`07-23-26-0002-000-02200`
Alternative APNs	`262307000200002200` `1593573`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,328 sqft Living Area
Gross Area	1,903 sqft
1st Floor Area	1,328 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	762 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1593573
Street Address	12430 HULL RD
City	CLERMONT
State	FL
Zip	34711-8814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	FROM SE COR OF N 1/2 OF GOV LOT 4 RUN E 172.34 FT S 31DEG 15MIN E 561.14 FT TO POB RUN N 58DEG 45MIN E 120 FT S 31DEG 15MIN E 100 FT S 58DEG 45MIN W 120 FT N 31DEG 15MIN W TO POB ORB 5685 PG 1187
Legal Range	26E
Legal Township	23S
Legal Section	7
Legal Quarter	2
Legal Subdivision	LAKE LOUISA PARK
Legal Tract	0002
Legal Block	2
Legal Lot Number	4
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2001
Census Tract	31323

Owner

12430 Hull Rd is owned and occupied by an individual who bought it in April 2021.

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12430 HULL RD, CLERMONT, FL 34711-8814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2021 · Amount on File
Deed Sale	Apr 13, 2021 · Amount on File
Prior Sale	Sep 22, 2006 · Amount on File
Deed Document Number	202149975
Deed Book / Page	5685 / 1187
Prior Transfer Date	Sep 15, 2006
Prior Transfer Doc	0032660898
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 13, 2021
Property Address	12430 HULL RD, CLERMONT, FL 34711-8814
Document Number	0056851187
Book / Page	5685 / 1187
Instrument Date	Mar 31, 2021
Instrument	2021049975
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ORLANDO TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	935 MAIN ST, WINDERMERE, FL 34786-8728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12430 HULL RD, CLERMONT, FL 34711-8814

Mortgage

Document Number	0056851190
Date	Apr 13, 2021
Instrument	5685/1190

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12430 HULL RD, CLERMONT, FL 34711-8814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	METES & BOUNDS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049922069
Date	Aug 28, 2017
Book Page	4992/2069
Instrument	2017092902

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,170 (+2.9%)	$280,320 (-) Land $85,000 Building $195,320
2025		$268,390 Land $85,000 Building $183,390	$280,320 Land $85,000 Building $195,320
2024	$3,688.00 (+7.71%)
2023	$3,424.00 (+7.44%) Homeowner's exemption Additional exemption filed	$253,240 (+3%)	$270,870 (+10.17%) Land $85,000 Building $185,870
2022	$3,187.00 Homeowner's exemption Additional exemption filed	$245,870	$245,870 Land $60,000 Building $185,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12430 Hull Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12430 Hull Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Verizon.

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