12430 Harris Ln, Plato, MO 65552 Property Records

Texas County property record for 12430 Harris Ln, Plato, MO 65552

Property Summary

Property Type	Single Family Home
Details	1,608 sqft · built 2006
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on File
Last Sale	$102,900 (Jul 2012)
Tax Bill	$888 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
APN	`6-1-2-040`

Property Details

APN / Parcel Number

Primary APN	`6-1-2-040`
Alternative APN	`06-0.1-02-000-000-040`

Interior

Stories	1 Story
Building Area	1,608 sqft Finished Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Metal
Roof Type	Hip
Roof Material	Shingle
Lot Area	64,469 sqft (1.48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other

Location & Zoning

Street Address	12430 HARRIS LN
City	PLATO
State	MO
Zip	65552-8931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SEQ SWQ
Legal Range	12
Legal Township	32
Legal Section	02
Legal Subdivision	S-2, T-32N, R-12W
Jurisdiction	TEXAS MO
Township / Civil Division	ROUBIDOUX
Census Block Group	3
Census Block	3057
Census Tract	480101

Owner

Source: Texas County records · APN 6-1-2-040

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12430 HARRIS LN, PLATO, MO 65552-8931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2012 · Amount on Record
Deed Sale	Jul 06, 2012 · Amount on Record
Prior Sale	Jun 22, 2005 · Amount on Record
Deed Document Number	20121970
Deed Book / Page	2012 / 1970
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12430 HARRIS LN, PLATO, MO 65552-8931
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12430 HARRIS LN, PLATO, MO 65552-8931

Mortgage

Document Number	02020/3627
Date	Nov 04, 2020
Book Page	2020/3627
Instrument	202003627

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Texas County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Texas County
County Subdivision	Roubidoux Township
Municipality	Plato Village
Unified School District	Plato R-V School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$888.00	$24,470 (-)	$128,790 (-) Land $6,220 Building $122,570
2023		$24,470	$128,790 Land $6,220 Building $122,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 71% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Brightspeed, T-Mobile USA.

Based on FCC filings for 29 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO4024606, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TEXAS COUNTY PWSD 1 serves 3,335 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.