12430 2nd St, Thornton, CO 80241 Property Records

Adams County property record for 12430 2nd St, Thornton, CO 80241

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,500 sqft · built 1950
Lot Size	0.193 acres (8,388 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Nov 2017)
Tax Bill	$1,205 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1573-35-1-06-022`

Property Details

APN / Parcel Number

Primary APN	`1573-35-1-06-022`
Alternative APNs	`0157335106022` `R0025274`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,388 sqft (0.193 acres)
Lot Width	55 ft Width
View / Lot	Open Space
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Wood Porch
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0025274
Street Address	12430 2ND ST
City	THORNTON
State	CO
Zip	80241-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:EASTLAKE BLK:4 DESC: SLY 4 FT OF LOT 38 ALL OF LOTS 39 AND 40 AND UNNUMBERED LOT ADJ LOT 40 ON S DESC BEG AT SE COR LOT 40 TH S 111/5 FT TH W 24 FT TH NWLY 94/3 FT TO SW COR LOT 40 TH NELY 63/7 FT TO POB
Legal Range	68W
Legal Township	01S
Legal Section	35
Legal Quarter	1
Legal Subdivision	EASTLAKE
Legal Block	4
Legal Lot Number	38
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	3
Census Block	3020
Census Tract	8555

Owner

12430 2nd St is owned and occupied by two individuals who bought it in November 2017.

Source: Adams County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12430 2ND ST, THORNTON, CO 80241-3802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 1, 2022	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Nov 16, 2017	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCING
Jul 7, 2017	Warranty Deed, Transfer OTHER
Jul 10, 2017	Warranty Deed, Transfer MERCHANTS MORTGAGE & TRUST CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2017 · Amount on File
Deed Sale	Nov 16, 2017 · Amount on File
Prior Sale	Jul 10, 2017 · Amount on File
Deed Document Number	2017101517
Prior Transfer Date	Sep 23, 2004
Prior Transfer Doc	0001210610
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	12430 2ND ST, THORNTON, CO 80241-3802
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076012
Date	Dec 29, 2025
Instrument	2025000076012

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jan 12, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	12430 2ND ST, THORNTON, CO 80241-3802
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12430 2ND ST, THORNTON, CO 80241-3802

Mortgage

Document Number	0000009162
Date	Feb 1, 2022
Instrument	2022000009162

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	12430 2ND ST, THORNTON, CO 80241-3802
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038989
Date	Mar 30, 2021
Instrument	2021000038989

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Nov 16, 2017
Property Address	12430 2ND ST, THORNTON, CO 80241-3802
Document Number	0000101517
Instrument Date	Nov 15, 2017
Instrument	101517
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12430 2ND ST THORNTON CO 80241, THORNTON, CO 80241

Mortgage

Document Number	101518
Date	Nov 16, 2017
Instrument	101518

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jul 7, 2017
Property Address	12430 2ND ST, THORNTON, CO 80241-3802
Document Number	0000058571
Instrument Date	Jul 7, 2017
Instrument	58571
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$20.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13762 COLORADO BLVD #124-162 THORNTON CO 806026914, 124-16, THORNTON, CO 80602-6914
Investor	Possibly a Property Investor

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jul 10, 2017
Property Address	12430 2ND ST, THORNTON, CO 80241-3802
Document Number	0000058615
Instrument Date	Jul 7, 2017
Instrument	2017000058615
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18315 E BELLEWOOD DR, AURORA, CO 80015-2020
Investor	Possibly a Property Investor

Mortgage

Document Number	0000058616
Date	Jul 10, 2017
Instrument	2017000058616

Lender

Name	MERCHANTS MORTGAGE & TRUST CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12430 2nd St was $1,205, down 62.2% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,205.00 (-62.19%)	$30,940 Land $6,050 Building $24,890	$455,000 Land $89,000 Building $366,000
2024	$3,187.00 (-15.33%)
2023	$3,764.00 (+25.13%)	$34,500 (+26.33%) Land $6,020 Building $28,480	$510,000 (+29.79%) Land $89,000 Building $421,000
2022	$3,008.00	$27,310 Land $11,400 Building $15,910	$392,938 Land $164,000 Building $228,938

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12430 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12430 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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