1243 Stone Creek Dr, Eugene, OR 97404 Property Records

Lane County property record for 1243 Stone Creek Dr, Eugene, OR 97404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,613 sqft · built 1997
Lot Size	0.139 acres (6,098 sqft)
Owner	Owner Name on File
Last Sale	$253,000 (Aug 2007)
Tax Bill	$5,017 (2025)
Deeds & Mortgages	May 2024 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-04-10-13-13400-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-10-13-13400-000`
Alternative APN	`1585536`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,613 sqft Finished Area
1st Floor Area	1,613 sqft

Exterior

Year Built	Built 1997
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1585536
Street Address	1243 STONE CREEK DR
City	EUGENE
State	OR
Zip	97404-3852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	LOT:182 SUBD:RYAN MEADOWS SEC/TWN/RNG/MER:SEC 10 TWN 17 RNG 04
Legal Range	04W
Legal Township	17S
Legal Section	10
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	RYAN MEADOWS
Legal Lot Number	182
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1028
Census Tract	2403

Owner

The current owner of 1243 Stone Creek Dr acquired it in June 2012.

Source: Lane County records, as of October 27, 2025

Owner of Record	Owner Name on File
Mailing Address	1243 STONE CREEK DR, EUGENE, OR 97404-3852
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Deed of Trust, Mortgage · Line of Credit EMERALD EMPIRE FCU
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit EMERALD EMPIRE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2007 · Amount on File
Deed Sale	Aug 22, 2007 · Amount on File
Prior Sale	Aug 22, 2007 · Amount on File
Deed Document Number	0000059150
Last Transfer Date	Jun 28, 2012
Transfer Doc	0000032657
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1243 STONE CREEK DR, EUGENE, OR 97404-3852
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	EVERGREEN LAND TITLE COMPANY, EVERGREEN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012824
Date	May 10, 2024
Instrument	2024-012824

Lender

Name	EMERALD EMPIRE FCU
Type	Non-Lending Institution
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1243 STONE CREEK DR, EUGENE, OR 97404-3852
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018725
Date	Mar 18, 2021
Instrument	2021-018725

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1243 STONE CREEK DR, EUGENE, OR 97404-3852
Document Number	0000069481
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	EVERGREEN LAND TITLE COMPANY, EVERGREEN LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	28073 WILDROSE LN EUGENE OR 974029433, EUGENE, OR 97402-9433

Mortgage

Document Number	0000069481
Date	Nov 25, 2020
Instrument	69481

Lender

Name	EMERALD EMPIRE FCU
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 24, 2060

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1243 Stone Creek Dr was $5,017.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Bethel School District 52 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,017.00	$288,483	$456,295 Land $89,687 Building $366,608
2023	$4,747.00 (+4.26%)	$271,924 (+3%)	$447,663 (+7.92%) Land $76,693 Building $370,970
2022	$4,553.00	$264,004	$414,816 Land $89,687 Building $325,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1243 Stone Creek Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1243 Stone Creek Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

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