Polk County property record for 1243 Payne St, Auburndale, FL 33823
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,200 sqft · built 1993 |
| Lot Size | 0.15 acres (6,551 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Nov 2025) |
| Tax Bill | $118 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-18-346500-001140 |
| Primary APN | 25-28-18-346500-001140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,551 sqft (0.15 acres) |
| Lot Dimensions | 131 ft deep x 50 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 2,002 sqft |
| Carport | Carport |
| Carport Area | 2,002 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 45 sqft |
| Cooling System | Central |
|---|
| Street Address | 1243 PAYNE ST |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-9694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | KOSSUTHVILLE TOWNSITE SUB PB 17 PG 50 LOTS 114 & 115 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 18 |
| Legal Subdivision | KOSSUTHVILLE TOWNSITE SUBDIVISION |
| Legal Tract | 346500 |
| Legal Block | 1 |
| Legal Lot Number | 114,1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 11721 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1243 PAYNE ST, AUBURNDALE, FL 33823-9694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on Record |
| Deed Sale | Nov 13, 2025 · Amount on Record |
| Deed Document Number | 2025268293 |
| Deed Book / Page | 13775 / 2174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 13, 2025 |
| Property Address | 1243 PAYNE ST, AUBURNDALE, FL 33823-9694 |
| Document Number | 0000268293 |
| Book / Page | 13775 / 2174 |
| Map Reference | MB 17 PG 50 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 2025268293 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 LAKE ARROWHEAD DR, WINTER HAVEN, FL 33880-1018 |
| Name | Verified Name |
|---|---|
| Address | 1243 PAYNE ST, AUBURNDALE, FL 33823-9694 |
| Document Number | 0137752176 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 13775/2176 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,956 (+280.1%) Land $19,654 Building $110,302 | $129,956 (+5.73%) Land $19,654 Building $110,302 | |
| 2025 | $118.00 (-83.7%) Homeowner's exemption | $34,190 (+2.9%) | $122,909 (-16.4%) Land $9,827 Building $113,082 |
| 2024 | $724.00 (+27.24%) Homeowner's exemption | $33,226 (+3%) | $147,013 (+18.2%) Land $9,827 Building $137,186 |
| 2023 | $569.00 (+7.77%) Homeowner's exemption | $32,258 (+3%) | $124,376 (+1.95%) Land $2,091 Building $122,285 |
| 2022 | $528.00 Homeowner's exemption | $31,318 | $121,994 Land $2,091 Building $119,903 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2004–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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