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1243 Main St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 1243 Main St, Reading, MA 01867

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,055 sqft · built 1820
Lot Size0.46 acres (20,042 sqft)
Owner2 Individual Names on Record
Last Sale$390,000 (Feb 2011)
Tax Bill$9,241 (2026)
Deeds & MortgagesJul 2021 Refinance
Flood ZoneZone X (minimal risk)
APNREAD M:045.0-0000-0087.0

Property Details

APN / Parcel Number

Primary APNREAD M:045.0-0000-0087.0
Alternative APNs
  • M:045.0=0000=0087.0
  • 1960000000060
  • 1960000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area2,055 sqft Living Area
Gross Area3,731 sqft
Basement Area792 sqft
Unfinished Basement792 sqft

Exterior

Year BuiltBuilt 1820
Effective Year BuiltEffective 1975
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,042 sqft (0.46 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1960000000060
Street Address1243 MAIN ST
CityREADING
StateMA
Zip01867-1156
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeS20
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group1
Census Block1005
Census Tract334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1243 MAIN ST, READING, MA 01867-1156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2011 · Amount on Record
Deed SaleFeb 23, 2011 · Amount on Record
Prior SaleMay 19, 2010 · Amount on Record
Deed Book / Page56506 / 217
Transfer Doc054704-594
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address1243 MAIN ST, READING, MA 01867-1156
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number078217-576
DateJul 12, 2021
Book Page78217/576
Instrument156115
Lender
NameRIVER CITY MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,241.00 (+1.86%)$843,200 (+5.86%) Land $437,000 Building $405,900$815,768
2025$9,072.00 (-0.86%)$796,500 (+2.01%) Land $412,800 Building $383,700
2024$9,151.00 (+4.34%)$780,800 (+12.09%) Land $404,700 Building $376,100
2023$8,770.00$696,600 Land $361,000 Building $335,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1982–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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