1243 Howard Gap Loop Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 1243 Howard Gap Loop Rd, Flat Rock, NC 28731 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 902 sqft · built 1940
Lot Size	1.33 acres (57,935 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Sep 2022)
Tax Bill	$1,366 (2025)
Deeds & Mortgages	Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`9587779417`

Property Details

APN / Parcel Number

Primary APN	`9587779417`
Alternative APNs	`0202554` `202554`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	902 sqft Heated Area
1st Floor Area	902 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,935 sqft (1.33 acres)

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Deck Area	120 sqft
Canopy	681 sqft
Utility Building	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	202554
Street Address	1243 HOWARD GAP LOOP RD
City	FLAT ROCK
State	NC
Zip	28731-6606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR1803 ON HOWARD GAP LOOP
Legal Block	77
Legal Lot Number	9417
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1014
Census Tract	930201

Owner

Source: Henderson County records · APN 9587779417

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1243 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-6606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2022 · Amount on Record
Deed Sale	Sep 08, 2022 · Amount on Record
Deed Document Number	2022986242
Deed Book / Page	3960 / 246
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Sep 08, 2022
Property Address	1243 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-6606
Document Number	0039600246
Book / Page	3960 / 246
Instrument Date	Jul 29, 2022
Instrument	986242
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount Recorded
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1243 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-6606

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,600 (-) Land $83,300 Building $160,300
2025	$1,366.00
2023		$243,600 Land $83,300 Building $160,300	$243,600 Land $83,300 Building $160,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.