1243 Chatfield St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1243 Chatfield St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 1999
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$694,000 (Feb 2025)
Tax Bill	$2,320 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`559-06-00-170`

Property Details

APN / Parcel Number

Primary APN	`559-06-00-170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,562 sqft
Upper Floors Area	242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Terrain	High
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1243 CHATFIELD ST
City	MOUNT PLEASANT
State	SC
Zip	29464-5191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -WAKENDAW PLACE DESCRIPTION -LOT 1243 PHASE II
Legal Subdivision	WAKENDAW PLACE
Legal Phase	2
Legal Lot Number	1243
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2003
Census Tract	4622

Owner

1243 Chatfield St is owned and occupied by an individual who bought it in February 2025.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1243 CHATFIELD ST, MOUNT PLEASANT, SC 29464-5191
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Aug 26, 2021	Deed, Transfer · Conventional Mortgage CAPTIAL CENTER LLC
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jul 4, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2025 · Amount on File
Deed Sale	Feb 28, 2025 · Amount on File
Prior Sale	Aug 26, 2021 · Amount on File
Deed Book / Page	1297 / 118
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Aug 21, 2026
Property Address	1243 CHATFIELD ST, MOUNT PLEASANT, SC 29464-5191
Document Number	0000052643
Book / Page	1410 / 976
Instrument Date	Aug 13, 2026
Instrument	202652643
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1243 CHATFIELD ST, MOUNT PLEASANT, SC 29464-5191
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052643,
Date	Aug 21, 2026
Book Page	1410/976
Instrument	202652643

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 26, 2021
Property Address	1243 CHATFIELD ST, MOUNT PLEASANT, SC 29464-5191
Document Number	0010260657
Book / Page	1026 / 657
Map Reference	MB EC PG 685
Instrument Date	Aug 4, 2021
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1243 CHATFIELD ST, MOUNT PLEASANT, SC 29464-5191

Mortgage

Document Number	0001026660
Date	Aug 26, 2021
Instrument	1026/660

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1243 CHATFIELD ST, MOUNT PLEASANT, SC 29464-5191
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09730357
Date	Mar 22, 2021
Book Page	973/357

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1243 CHATFIELD ST, MOUNT PLEASANT, SC 29464-5191
Document Number	0845/0590
Instrument Date	Jul 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1243 CHATFIELD ST MOUNT PLEASANT SC 294645191, MOUNT PLEASANT, SC 29464-5191

Mortgage

Document Number	0845/0590
Date	Dec 10, 2019
Book Page	000845/000590

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1243 Chatfield St was $2,320, up 12.2% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,320.00 (+12.24%)	$592,250 (+2,775%) Land $97,750 Building $494,500	$649,000 Land $150,000 Building $499,000
2024	$2,067.00	$20,600
2022	$1,899.00	$20,600	$515,000 Land $85,000 Building $430,000
2020			$515,000 Land $85,000 Building $430,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1243 Chatfield St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	6 (1989–2017)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1243 Chatfield St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T.

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