12429 Drayton Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 12429 Drayton Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,009 sqft · built 2006
Lot Size	0.678 acres (29,528 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Sep 2020)
Tax Bill	$691 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0874-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0874-0060`
Alternative APNs	`00458640` `458640`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,009 sqft Living Area
Gross Area	3,917 sqft
1st Floor Area	3,009 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,528 sqft (0.678 acres)
Lot Dimensions	236 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	406 sqft
Porch	Screened Porch
Porch Area	1,252 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00458640
Street Address	12429 DRAYTON DR
City	SPRING HILL
State	FL
Zip	34609-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 13 BLK 874 LOT 6
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	874
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2010
Census Tract	40907

Owner

12429 Drayton Dr is owned and occupied by an individual who bought it in September 2020.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	12429 DRAYTON DR, SPRING HILL, FL 34609-4222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 31, 2017	Deed of Trust, Mortgage · Construction Mortgage FLAGSTAR BANK FSB
Sep 4, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	Feb 26, 2015 · Amount on File
Deed Document Number	202054796
Deed Book / Page	3884 / 885
Prior Transfer Date	Jan 17, 2013
Prior Transfer Doc	0029731545
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12429 DRAYTON DR, SPRING HILL, FL 34609-4222
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12429 DRAYTON DR, SPRING HILL, FL 34609-4222

Mortgage

Document Number	0040800483
Date	Nov 3, 2021
Book Page	4080/483
Instrument	2021083086

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12429 DRAYTON DR, SPRING HILL, FL 34609-4222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034930580
Date	Jul 31, 2017
Book Page	3493/0580
Instrument	2017043706

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 4, 2020
Property Address	12429 DRAYTON DR, SPRING HILL, FL 34609-4222
Document Number	0038840885
Book / Page	3884 / 885
Map Reference	MB 8 PG 84-100
Instrument Date	Aug 28, 2020
Instrument	2020054796
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2400 BRIDGEPORT CIR, 2400, ROCKLEDGE, FL 32955-4342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12429 DRAYTON DR, SPRING HILL, FL 34609-4222

Mortgage

Document Number	3884887
Date	Sep 4, 2020
Instrument	3884/887

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12429 Drayton Dr was $691 with a disabled person's exemption, up 1.6% from the year before.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$691.00 (+1.62%) Disabled Person's exemption	$320,929	$427,452 Land $62,009 Building $365,443
2024	$680.00
2023	Additional exemption filed	$302,800 (+3%) Land $302,800
2022	$5,304.00 Disabled Person's exemption Veteran's exemption	$293,981	$427,159 Land $52,855 Building $374,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12429 Drayton Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12429 Drayton Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, T-Mobile, Verizon.

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