12428 E Amherst Cir, Aurora, CO 80014 Property Records

Arapahoe County property record for 12428 E Amherst Cir, Aurora, CO 80014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,122 sqft · built 1972
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Dec 2018)
Tax Bill	$2,774 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1973-36-2-01-071`

Property Details

APN / Parcel Number

Primary APN	`1973-36-2-01-071`
Alternative APNs	`031300541` `31300541` `300541`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,122 sqft Living Area
Gross Area	3,198 sqft
1st Floor Area	1,240 sqft
2nd Floor Area	882 sqft
Basement Area	368 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	428 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	031300541
Street Address	12428 E AMHERST CIR
City	AURORA
State	CO
Zip	80014-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 018700 SUBDIVISIONNAME THE DAM SUB 3RD FLG BLOCK 003 LOT 044 LOT 44 BLK 3 THE DAM 3RD FLG
Legal Range	67W
Legal Township	4S
Legal Section	36
Legal Quarter	2
Legal Subdivision	THE DAM SUB 3RD FLG
Legal Block	003,3
Legal Lot Number	44
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	2
Census Block	2001
Census Tract	80400

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12428 E AMHERST CIR, AURORA, CO 80014-3306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Aug 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Dec 28, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE & EQUITY CONSULTA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Prior Sale	Jan 24, 2011 · Amount on Record
Deed Document Number	2018126130
Last Transfer Date	Aug 17, 2021
Transfer Doc	0000132019
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	12428 E AMHERST CIR, AURORA, CO 80014-3306
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12428 E AMHERST CIR, AURORA, CO 80014-3306

Mortgage

Document Number	00E3066208
Date	Sep 26, 2023
Instrument	E3066208

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	12428 E AMHERST CIR, AURORA, CO 80014-3306
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1161764
Date	Oct 22, 2021
Instrument	E1161764

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 13, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ARAPAHOE CO
Recording Date	Aug 24, 2021
Property Address	12428 E AMHERST CIR, AURORA, CO 80014-3306
Document Number	00E1132019
Instrument Date	Aug 17, 2021
Instrument	E1132019
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12428 E AMHERST CIR, AURORA, CO 80014-3306

Mortgage

Document Number	00E1132020
Date	Aug 24, 2021
Instrument	E1132020

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Dec 28, 2018
Property Address	12428 E AMHERST CIR, AURORA, CO 80014-3306
Document Number	00D8126130
Instrument Date	Dec 21, 2018
Instrument	D8126130
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12428 E AMHERST CIR, AURORA, CO 80014-3306

Mortgage

Document Number	00D8126131
Date	Dec 28, 2018
Instrument	D8126131

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTA
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,561 (-2.08%)	$515,700 (-) Land $190,000 Building $325,700
2025	$2,774.00 (+3.62%)	$32,231 (-5.54%)	$515,700 (-8.61%) Land $190,000 Building $325,700
2024	$2,677.00 (+33.65%)
2023		$34,123	$564,300 Land $190,000 Building $374,300
2021	$2,003.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry, Verizon.

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