12428 Cape Ln, Yucaipa, CA 92399 Property Records

San Bernardino County property record for 12428 Cape Ln, Yucaipa, CA 92399

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 1998
Lot Size	0.188 acres (8,200 sqft)
Owner	2 Individual Names on File
Last Sale	$331,000 (Jul 2016)
Tax Bill	$4,948 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0318-541-18-0000`

Property Details

APN / Parcel Number

Primary APN	`0318-541-18-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	1,804 sqft
1st Floor Area	1,364 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	8,200 sqft (0.188 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	540 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12428 CAPE LN
City	YUCAIPA
State	CA
Zip	92399-6424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14290 LOT 18 BOOK 267 PAGE 84
Legal Subdivision	TRACT NO 14290
Legal Tract	14290
Legal Block	2
Legal Lot Number	18
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	YUCAIPA
Census Block Group	2
Census Block	2000
Census Tract	8713

Owner

12428 Cape Ln is owned and occupied by two individuals who bought it in July 2016.

Source: San Bernardino County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12428 CAPE LN, YUCAIPA, CA 92399-6424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 6, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 3, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 2, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2016 · Amount on File
Deed Sale	Jul 25, 2016 · Amount on File
Prior Sale	Jul 22, 2014 · Amount on File
Deed Document Number	2016295403
Prior Transfer Date	May 18, 2016
Prior Transfer Doc	0000295402
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 18, 2026
Property Address	12428 CAPE LN, YUCAIPA, CA 92399-6424
Document Number	0000243780
Instrument Date	Sep 1, 2026
Instrument	2026243780
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12428 CAPE LN, YUCAIPA, CA 92399-6424

Mortgage

Document Number	0000243780,
Date	Sep 18, 2026
Instrument	2026243780

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	May 1, 2052

Interest

Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12428 CAPE LN, YUCAIPA, CA 92399-6424
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12428 CAPE LN, YUCAIPA, CA 92399-6424

Mortgage

Document Number	0000248189
Date	Oct 6, 2023
Instrument	2023-0248189

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	May 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12428 CAPE LN, YUCAIPA, CA 92399-6424
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12428 CAPE LN, YUCAIPA, CA 92399-6424

Mortgage

Document Number	0000165163
Date	May 3, 2022
Instrument	2022-0165163

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12428 CAPE LN, YUCAIPA, CA 92399-6424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12428 CAPE LN, YUCAIPA, CA 92399-6424

Mortgage

Document Number	0000430944
Date	Nov 2, 2020
Instrument	2020-0430944

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Aug 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 12428 Cape Ln was $4,948 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Yucaipa City
Unified School District	Yucaipa-Calimesa Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$391,837 (+2%) Land $117,551 Building $274,286
2025	$4,948.00 Homeowner's exemption	$384,154 Land $115,246 Building $268,908
2023	$4,948.00 (+1.48%) Homeowner's exemption	$369,237 Land $110,771 Building $258,466
2022	$4,876.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12428 Cape Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12428 Cape Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YUCAIPA VALLEY WATER DISTRICT serves 52,202 people · EPA ID CA3610055
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Mar 2026 Total trihalomethanes resolved · Jul 2024 Nitrate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

Nearby Properties on Cape Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures