12428 Ashcake Rd, Ashland, VA 23005 Property Records

Hanover County property record for 12428 Ashcake Rd, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Lot Size	11.4 acres (500,896 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Feb 2017)
Tax Bill	$3,066 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`7769-16-8778`

Property Details

APN / Parcel Number

Primary APN	`7769-16-8778`
Alternative APN	`10165994`

Exterior

Lot Area	500,896 sqft (11.4 acres)

Location & Zoning

Account Number	10165994
Street Address	12428 ASHCAKE RD
City	ASHLAND
State	VA
Zip	23005-3067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	GAMMON SUBD LOT 1
Legal Subdivision	GAMMON SUBD
Legal Lot Number	1
Jurisdiction	HANOVER VA
Township / Civil Division	BEAVERDAM
Census Block Group	3
Census Block	3027
Census Tract	320500

Owner

Source: Hanover County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1815 E GRACE ST, RICHMOND, VA 23223-6955
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage MICHAEL C CARTER ETAL
Feb 13, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2017 · Amount on Record
Deed Sale	Feb 13, 2017 · Amount on Record
Deed Document Number	201719230
Deed Book / Page	3166 / 326
Last Transfer Date	Jan 9, 2025
Transfer Doc	0034103112
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	12428 ASHCAKE RD, ASHLAND, VA 23005-3067
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034372537
Date	Feb 17, 2026
Book Page	3437/2537
Instrument	20260217000017080

Lender

Name	MICHAEL C CARTER ETAL
Type	Private Party
Address	12432 ASHCAKE RD, ASHLAND, VA 23005

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jan 28, 2056

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HANOVER VA
Recording Date	Feb 13, 2017
Property Address	12428 ASHCAKE RD, ASHLAND, VA 23005-3067
Document Number	3166326
Book / Page	003166 / 000326
Instrument Date	Feb 10, 2017
Instrument	19230
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12428 ASHCAKE RD ASHLAND VA 230053067, ASHLAND, VA 23005-3067

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,066.00 (+85.93%)	$378,600 (+85.95%) Land $203,600 Building $175,000	$378,600 (+85.95%) Land $203,600 Building $175,000
2025	$1,649.00	$203,600 Land $203,600	$203,600 Land $203,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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