12427 State Rd TT, Festus, MO 63028 Property Records

Jefferson County property record for 12427 State Rd TT, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,032 sqft · built 1992
Lot Size	2.46 acres (107,158 sqft)
Owner	Individual Name on File
Last Sale	$186,200 (Jan 2022)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	May 2026 Transfer Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-8.0-33.0-0-002-095.01`

Property Details

APN / Parcel Number

Primary APN	`19-8.0-33.0-0-002-095.01`
Alternative APN	`1980330 00209501`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area
Gross Area	1,512 sqft
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	107,158 sqft
Garage Type	Attached
Garage Area	480 sqft
Porch	Open Frame Porch
Porch Area	28 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12427 STATE ROAD TT
City	FESTUS
State	MO
Zip	63028-4399
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PT SE1/4 SW1/4
Legal Range	6E
Legal Township	40N
Legal Section	33
Legal Block	3
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	3
Census Block	3017
Census Tract	701404

Owner

12427 State Rd TT is owned and occupied by an individual who acquired it in February 2026.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	12427 STATE ROAD TT, FESTUS, MO 63028-4399
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF BLOOMSDALE
Mar 23, 2026	Intrafamily Transfer, Transfer
Jan 28, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF BLOOMSDALE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022 · Amount on File
Deed Sale	Jan 28, 2022 · Amount on File
Prior Sale	Jan 28, 2022 · Amount on File
Deed Document Number	20223441
Last Transfer Date	Feb 27, 2026
Transfer Doc	0000007515
Record Updated	Oct 29, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 22, 2026
Property Address	12427 STATE ROAD TT, FESTUS, MO 63028-4399
Document Number	0000013765
Instrument Date	May 9, 2026
Instrument	202613765
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12427 STATE ROAD TT, FESTUS, MO 63028-4399

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	12427 STATE ROAD TT, FESTUS, MO 63028-4399
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12427 STATE ROAD TT, FESTUS, MO 63028-4399

Mortgage

Document Number	0000005988
Date	Feb 22, 2022
Instrument	2022R-005988

Lender

Name	BANK OF BLOOMSDALE
Type	Bank
Address	HERCULANEUM, MO 63048

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Mar 23, 2026
Property Address	12427 STATE ROAD TT, FESTUS, MO 63028-4399
Document Number	0000007515
Instrument Date	Feb 27, 2026
Instrument	2026R-007515
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12427 STATE ROAD TT, FESTUS, MO 63028-4399

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 28, 2022
Property Address	12427 STATE ROAD TT, FESTUS, MO 63028-4399
Document Number	0000003441
Instrument Date	Jan 28, 2022
Instrument	2022R-003441
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 10TH ST, CRYSTAL CITY, MO 63019-1221

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12427 STATE ROAD TT, FESTUS, MO 63028-4399

Mortgage

Document Number	0000003442
Date	Jan 28, 2022
Instrument	2022R-003442

Lender

Name	BANK OF BLOOMSDALE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 12427 State Rd TT was $1,582, up 6.2% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,900 (-) Land $4,000 Building $20,900	$131,100 (-) Land $20,900 Building $110,200
2025	$1,582.00 (+6.25%)	$24,900 Land $4,000 Building $20,900	$131,100 (-) Land $20,900 Building $110,200
2024	$1,489.00 (+0.07%)		$131,100 (+6.93%) Land $20,900 Building $110,200
2023	$1,488.00	$23,300 Land $4,000 Building $19,300	$122,600 Land $20,900 Building $101,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12427 State Rd TT in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12427 State Rd TT is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightwave Communications, Wisper ISP.

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