12427 Scottish Pine Ln, Clermont, FL 34711 Property Records

Lake County property record for 12427 Scottish Pine Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,332 sqft · built 1998
Lot Size	0.309 acres (13,463 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Mar 2022)
Tax Bill	$5,446 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0715-000-42100`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0715-000-42100`
Alternative APNs	`262228071500042100` `3773759`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,332 sqft Living Area
Gross Area	2,992 sqft
1st Floor Area	2,332 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,463 sqft (0.309 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	240 sqft
Porch	Finished/Open Porch
Porch Area	306 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3773759
Street Address	12427 SCOTTISH PINE LN
City	CLERMONT
State	FL
Zip	34711-7113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GREATER PINES PHASE 4 SUB LOT 421 PB 38 PGS 97-98 ORB 5920 PG 602
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES PHASE 4 SUB
Legal Tract	0715
Legal Lot Number	421
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2029
Census Tract	31315

Owner

12427 Scottish Pine Ln is owned and occupied by an individual who bought it in March 2022.

Source: Lake County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	12427 SCOTTISH PINE LN, CLERMONT, FL 34711-7113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGEADVISORS.COM
Nov 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Feb 23, 1998 · Amount on File
Deed Document Number	202238723
Deed Book / Page	5920 / 602
Prior Transfer Date	Nov 5, 2020
Prior Transfer Doc	0055860295
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 18, 2022
Property Address	12427 SCOTTISH PINE LN, CLERMONT, FL 34711-7113
Document Number	0059200602
Book / Page	5920 / 602
Map Reference	MB 38 PG 97
Instrument Date	Mar 16, 2022
Instrument	2022038723
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 WHITE OAK DR, ANDERSON, SC 29621-4454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12427 SCOTTISH PINE LN, CLERMONT, FL 34711-7113

Mortgage

Document Number	0005920604
Date	Mar 18, 2022
Instrument	5920/604

Lender

Name	MORTGAGEADVISORS.COM
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Nov 19, 2020
Property Address	12427 SCOTTISH PINE LN, CLERMONT, FL 34711-7113
Document Number	0055860295
Book / Page	005586 / 000295
Instrument Date	Nov 5, 2020
Instrument	130908
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12427 SOTTISH PINE LN CLERMONT FL 34711, CLERMONT, FL 34711

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,260 (+2.9%)	$409,558 (-) Land $120,000 Building $289,558
2025		$343,310 Land $120,000 Building $223,310	$409,558 Land $120,000 Building $289,558
2024	$5,446.00 (+6.97%)
2023	$5,091.00 (+74.83%) Homeowner's exemption	$325,257 (+84.41%)	$325,257 (-) Land $60,000 Building $265,257
2022	$2,912.00 Homeowner's exemption	$176,380	$325,257 Land $60,000 Building $265,257

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12427 Scottish Pine Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12427 Scottish Pine Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Scottish Pine Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures