12427 Ruby Red Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 12427 Ruby Red Dr, Fredericksburg, VA 22407 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2018
Square Footage	2,253 sqft Finished Area
Lot Size	8,427 sqft (0.193 acres)
Occupancy	Owner Occupied
Last Sale	$447,240 (2018)
Tax Bill	$3,870.00 (2026)

Owner

Source: Spotsylvania County records · APN 12F-1-56

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12427 RUBY RED DR, FREDERICKSBURG, VA 22407-6943
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage TOPSIDE FEDERAL CREDIT UNION
Oct 27, 2021	Deed of Trust, Mortgage · Stand Alone Refinance KEYSTONE FUNDING INC
Feb 14, 2018	Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 14, 2018 · Amount on Record
Deed Sale	Feb 14, 2018 · Amount on Record
Deed Doc Number	20182447
Record Refreshed	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	12427 RUBY RED DR, FREDERICKSBURG, VA 22407-6943
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230011011
Date	Aug 16, 2023
Instrument	230011011

Lender

Name	TOPSIDE FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 07, 2033

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	12427 RUBY RED DR, FREDERICKSBURG, VA 22407-6943
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210032013
Date	Oct 27, 2021
Instrument	210032013

Lender

Name	KEYSTONE FUNDING INC

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Feb 14, 2018
Property Address	12427 RUBY RED DR, FREDERICKSBURG, VA 22407-6943
Document Number	201800002447
Instrument Date	Feb 07, 2018
Instrument	2447
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$447.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12427 RUBY RED DR FREDERICKSBURG VA 224076943, FREDERICKSBURG, VA 22407-6943

Mortgage

Document Number	201800002448
Date	Feb 14, 2018
Instrument	2448

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,870.00 (+22.01%)	$524,900 (+27.68%) Land $155,000 Building $369,900
2025			$524,900 (+27.68%) Land $155,000 Building $369,900
2023	$3,172.00	$411,100 Land $120,800 Building $290,300	$411,100 Land $120,800 Building $290,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), updated May 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · 29th in Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`12F-1-56`
Alternative APN	`012F 1-56`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,253 sqft Finished Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl Exterior
Roof Material	Composition Shingle Roof
Lot Area	8,427 sqft (0.193 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	456 sqft Garage
Porch Area	648 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	12427 RUBY RED DR
City	FREDERICKSBURG
State	VA
Zip	22407-6943
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BARLEY WOODS LOT 56 PHASE 1
Legal Subdivision	BARLEY WOODS
Legal Phase	1
Legal Lot Number	56
Jurisdiction	SPOTSYLVANIA VA
Minor Civil Division	COURTLAND
Census Blockgroup	3
Census Block	3005
Census Tract	20106

12427 Ruby Red Dr, Fredericksburg, VA 22407 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Historic Designation

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Ruby Red Dr

Nearby Streets

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