12427 Lusterleaf Dr, Cypress, TX 77429 Property Records

Harris County property record for 12427 Lusterleaf Dr, Cypress, TX 77429

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,743 sqft · built 1991
Lot Size0.211 acres (9,200 sqft)
Owner2 Individual Names on File
Tax Bill$644 (2024)
Deeds & MortgagesMar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN113-950-000-0041

Property Details

APN / Parcel Number

Primary APN113-950-000-0041

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,743 sqft Living Area
1st Floor Area1,635 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeFrame
Lot Area9,200 sqft (0.211 acres)
View / LotRestrictions
Garage Area413 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Concrete/Masonry Porch
Porch Area56 sqft
Deck Area243 sqft
Patio Area243 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1139500000041
Street Address12427 LUSTERLEAF DR
CityCYPRESS
StateTX
Zip77429-2861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 41 BLK 1 TOWER OAK BEND
Legal SubdivisionTOWER OAK BEND
Legal Block1
Legal Lot Number41
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group1
Census Block1004
Census Tract552304

Owner

Source: Harris County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12427 LUSTERLEAF DR, CYPRESS, TX 77429-2861
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address12427 LUSTERLEAF DR, CYPRESS, TX 77429-2861
Transaction TypeMortgage
Record UpdatedMar 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073163
DateMar 2, 2023
Instrument2023-073163
Lender
NameCY FAIR FCU
TypeCredit Union
AddressHOUSTON, TX 77065
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueFeb 24, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$321,671 (-6.04%) Land $79,764 Building $241,907$321,671 (-6.04%) Land $79,764 Building $241,907
2024$644.00 (+103.15%)
2023$342,342 Land $66,470 Building $275,872$342,342 Land $66,470 Building $275,872
2020$317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims8 (2009–2026)
Claims Outside the SFHA8 of 8
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWER OAK BEND WSC
serves 399 people · EPA ID TX1011981
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Ezee Fiber Texas, T-Mobile USA.

Nearby Properties on Lusterleaf Dr

Nearby Streets

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