Washington County property record for 12425 Learning Ln, Hagerstown, MD 21740
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,056 sqft · built 1980 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Dec 1998) |
| Tax Bill | $2,788 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-012650 |
| Primary APN | 23-012650 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 012650 |
|---|---|
| Street Address | 12425 LEARNING LN |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-2126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOT 1 1.10 ACRES 12425 LEARNING LANE |
| Legal Lot Number | 1 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 23, WILSONS |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 11700 |
12425 Learning Ln is owned and occupied by two individuals who bought it in December 1998.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12425 LEARNING LN, HAGERSTOWN, MD 21740-2126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 1998 · Amount on File |
| Deed Sale | Dec 4, 1998 · Amount on File |
| Prior Sale | Jun 16, 1988 · Amount on File |
| Deed Document Number | 19984425 |
| Deed Book / Page | 1458 / 711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Sep 30, 2026 |
| Property Address | 12425 LEARNING LN, HAGERSTOWN, MD 21740-2126 |
| Document Number | 8026000248 |
| Book / Page | 8026 / 248 |
| Instrument Date | Sep 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 12425 LEARNING LN, HAGERSTOWN, MD 21740-2126 |
| Document Number | 8026000248, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 8026/248 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 12425 Learning Ln was $2,788, up 1% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,788.00 (+10.02%) | $263,500 (+10.27%) Land $66,000 Building $197,500 | $263,500 (-) Land $66,000 Building $197,500 |
| 2025 | $2,534.00 | $238,967 | $263,500 Land $66,000 Building $197,500 |
| 2023 | $1,974.00 | $189,900 Land $56,000 Building $133,900 | $189,900 Land $56,000 Building $133,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12425 Learning Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12425 Learning Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Verizon Fixed Wireless | 300 / 20 |
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