12425 la Plata St, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12425 la Plata St, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,165 sqft · built 1966
Lot Size	0.238 acres (10,369 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Feb 2024)
Tax Bill	$5,936 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00361513`

Property Details

APN / Parcel Number

Primary APN	`05-00361513`
Alternative APN	`00361513`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,165 sqft Living Area
1st Floor Area	1,465 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,369 sqft (0.238 acres)
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00361513
Street Address	12425 LA PLATA ST
City	SILVER SPRING
State	MD
Zip	20904-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	CALVERTON
Legal Subdivision	CALVERTON
Legal Block	14
Legal Lot Number	41
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3012
Census Tract	701424

Owner

12425 la Plata St is owned and occupied by an individual who bought it in February 2024.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12425 LA PLATA ST, SILVER SPRING, MD 20904-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB
Feb 2, 2024	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2024 · Amount on File
Deed Sale	Feb 2, 2024 · Amount on File
Prior Sale	Oct 14, 1998 · Amount on File
Deed Book / Page	67729 / 253
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12425 LA PLATA ST, SILVER SPRING, MD 20904-1809
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	LIBERTY TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12425 LA PATA STREET, SILVER SPRING, MD 20904-1809

Mortgage

Document Number	0702680494
Date	Mar 20, 2026
Book Page	70268/494

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 2, 2024
Property Address	12425 LA PLATA ST, SILVER SPRING, MD 20904-1809
Document Number	0677290253
Book / Page	67729 / 253
Map Reference	MB 77 PL 7718
Instrument Date	Jan 29, 2024
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12425 LA PLATA ST, SILVER SPRING, MD 20904-1809

Mortgage

Document Number	0067729258
Date	Feb 2, 2024
Instrument	67729/258

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 12425 la Plata St was $5,936, up 9.1% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,400 (+7.5%) Land $255,300 Building $249,100	$504,400 (-) Land $255,300 Building $249,100
2025	$5,936.00 (+9.06%)	$469,200	$504,400 Land $255,300 Building $249,100
2024	$5,443.00
2023		$398,800 Land $255,300 Building $143,500	$398,800 Land $255,300 Building $143,500
2022	$3,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12425 la Plata St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12425 la Plata St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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