Comanche County property record for 12424 Pinnacle Ln, Elgin, OK 73538
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,536 sqft · built 2025 |
| Lot Size | 0.828 acres (36,066 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $453,500 (Sep 2024) |
| Tax Bill | $1 (2024) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04N11W-34-1-94350-010-0004 |
| Primary APN | 04N11W-34-1-94350-010-0004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,536 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 36,066 sqft (0.828 acres) |
| Garage Type | Attached |
| Garage Area | 874 sqft |
| Porch | Slab |
| Porch Area | 95 sqft |
| Patio Area | 381 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 106568 |
|---|---|
| Street Address | 12424 PINNACLE LN |
| City | ELGIN |
| State | OK |
| Zip | 73538-2188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN VIEW VILLAS PT 3 BLOCK 10 LOT 4 |
| Legal Range | 11W |
| Legal Township | 04N |
| Legal Section | 34 |
| Legal Subdivision | MOUNTAIN VIEW VILLAS, PART 3 |
| Legal Block | 10 |
| Legal Lot Number | 4 |
| Jurisdiction | COMANCHE OK |
| Township / Civil Division | NORTHWEST COMANCHE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 2201 |
12424 Pinnacle Ln is owned and occupied by two individuals who bought it in September 2024.
Source: Comanche County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12424 PINNACLE LN, ELGIN, OK 73538-2188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · VA Mortgage E HOME LOANS |
| Oct 24, 2025 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Sep 10, 2024 | Warranty Deed, Subdivision Related Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2024 · Amount on File |
| Deed Sale | Sep 10, 2024 · Amount on File |
| Prior Sale | Jul 28, 2023 · Amount on File |
| Deed Document Number | 202413008 |
| Deed Book / Page | 9658 / 240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMANCHE OK |
| Recording Date | Sep 15, 2026 |
| Property Address | 12424 PINNACLE LN, ELGIN, OK 73538-2188 |
| Document Number | 0000014774 |
| Book / Page | 10313 / 65 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202614774 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12424 PINNACLE LN, ELGIN, OK 73538-2188 |
| Document Number | 0000014774, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 10313/65 |
| Instrument | 202614774 |
| Name | E HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMANCHE OK |
| Property Address | 12424 PINNACLE LN, ELGIN, OK 73538-2188 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 12424 PINNACLE LN, ELGIN, OK 73538-2188 |
| Document Number | 010012/155 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 10012/155 |
| Instrument | 2025-017208 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COMANCHE OK |
| Recording Date | Sep 10, 2024 |
| Property Address | 12424 PINNACLE LN, ELGIN, OK 73538-2188 |
| Document Number | 009658/240 |
| Book / Page | 9658 / 240 |
| Instrument Date | Sep 10, 2024 |
| Instrument | 2024-013008 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | SOVEREIGN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12824 PINNACLE LANE, ELGIN, OK 73538-2184 |
| Document Number | 2024013009 |
|---|---|
| Date | Sep 10, 2024 |
| Instrument | 2024-013009 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2054 |
Source: Comanche County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Comanche County |
| Unified School District | Elgin Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,300 (+2.45%) Land $10,125 Building $41,175 | $456,000 (+2.45%) Land $90,000 Building $366,000 | |
| 2025 | $50,074 Land $6,750 Building $43,324 | $445,105 Land $60,000 Building $385,105 | |
| 2024 | $1.00 | ||
| 2023 | $1.00 | $9 Land $9 | $84 Land $84 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 12424 Pinnacle Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2015–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12424 Pinnacle Ln is high, ranking above 88% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 79% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Southwest Oklahoma Telephone Company Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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