12424 232nd St E, Graham, WA 98338 Property Records

Pierce County property record for 12424 232nd St E, Graham, WA 98338

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,948 sqft · built 2007
Lot Size1.08 acres (47,044 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Jul 2007)
Tax Bill$8,954 (2026)
Deeds & MortgagesNov 2021 Second Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN041814-7-011

Property Details

APN / Parcel Number

Primary APN041814-7-011

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area2,948 sqft Living Area
Gross Area3,632 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2008
Architectural StyleBi-Level
Exterior MaterialFrame Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area47,044 sqft (1.08 acres)
Garage TypeAttached
Garage Area684 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area934 sqft
Shed1 Shed
Shed Area2,250 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address12424 232ND ST E
CityGRAHAM
StateWA
Zip98338-8949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSR
Legal DescriptionSECTION 14 TOWNSHIP 18 RANGE 04 QUARTER 31 : L 3 OF S P 82-04-22-0238 TOG/W EASE OF RECORD OUT OF 3-000 SEG S-0143 SH EMS
Legal Range04
Legal Township18
Legal Section14
Legal SubdivisionSP#8204220238
Legal Lot Number3
JurisdictionPIERCE WA
Township / Civil DivisionGRAHAM-THRIFT
Census Block Group2
Census Block2004
Census Tract73118

Owner

12424 232nd St E is owned by two individuals who acquired it in February 2009.

Source: Pierce County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1081, GRAHAM, WA 98338-1081
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
WASHINGTON STATE EMPLOYEES CU
Oct 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON ST EMP CU
Jan 17, 2018Quit Claim Deed, Mortgage · Conventional Mortgage
WASHINGTON ST EMP CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2007 · Amount on File
Deed SaleJul 5, 2007 · Amount on File
Deed Document Number20071391
Last Transfer DateFeb 6, 2009
Transfer Doc0000000025
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address12424 232ND ST E, GRAHAM, WA 98338-8949
Transaction TypeMortgage
Record UpdatedDec 9, 2021
Title CompanyCW TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011290440
DateNov 29, 2021
Instrument202111290440
Lender
NameWASHINGTON STATE EMPLOYEES CU
TypeCredit Union
AddressOLYMPIA, WA 98501
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2041

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address12424 232ND ST E, GRAHAM, WA 98338-8949
Document Number2010130488
Instrument DateOct 5, 2020
Transaction TypeMortgage
Record UpdatedOct 29, 2020
Title CompanyCW TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12424 232ND ST E GRAHAM WA 983388949, GRAHAM, WA 98338-8949

Mortgage

Document Number2010130488
DateOct 13, 2020
Instrument202010130488
Lender
NameWASHINGTON ST EMP CU
TypeCredit Union
AddressOLYMPIA, WA 98501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 12, 2050
Interest
Rate TypeAdjustable Rate
Rate3%

January 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionPIERCE WA
Recording DateJan 17, 2018
Property Address12424 232ND ST E, GRAHAM, WA 98338-8949
Document Number1801170490
Instrument DateJan 8, 2018
Instrument201801170490
Transaction TypeMortgage
Record UpdatedJan 23, 2018
Title CompanyPUGET SOUND TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12424 232ND ST E GRAHAM WA 983388949, GRAHAM, WA 98338-8949

Mortgage

Document Number1801170491
DateJan 17, 2018
Instrument201801170491
Lender
NameWASHINGTON ST EMP CU
TypeCredit Union
AddressOLYMPIA, WA 98501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 16, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 12424 232nd St E was $8,954, up 1.8% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,954.00 (+1.83%)$810,800 Land $178,400 Building $632,400$810,800 Land $178,400 Building $632,400
2025$8,793.00 (+2.23%)
2024$8,601.00 (-2.35%)$728,100 (-5.5%) Land $183,500 Building $544,600$728,100 (-5.5%) Land $183,500 Building $544,600
2023$8,808.00$770,500 Land $193,700 Building $576,800$770,500 Land $193,700 Building $576,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12424 232nd St E in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2009–2023)
Claims Outside the SFHA3 of 3
Most Recent ClaimDec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12424 232nd St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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