12423 Overcup Dr, Houston, TX 77024 Property Records

Harris County property record for 12423 Overcup Dr, Houston, TX 77024

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,938 sqft · built 1963
Lot Size0.242 acres (10,557 sqft)
OwnerCompany Name on File
Last Sale$965,000 (Apr 2015)
Tax Bill$25,968 (2025)
Deeds & MortgagesDec 2021 Mortgage
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN095-256-000-0007

Property Details

APN / Parcel Number

Primary APN095-256-000-0007

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,938 sqft Living Area
1st Floor Area2,938 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2021
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area10,557 sqft (0.242 acres)
View / LotNeighborhood
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area303 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0952560000007
Street Address12423 OVERCUP DR
CityHOUSTON
StateTX
Zip77024-4914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 7 BLK 16 FROSTWOOD SEC 3
Legal SubdivisionFROSTWOOD SEC 3
Legal Block16
Legal Lot Number7
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group3
Census Block3007
Census Tract430800

Owner

12423 Overcup Dr is owned by a company that bought it in April 2015 and is owner-occupied.

Source: Harris County records, as of September 29, 2026

Owner of RecordCompany Name on File
Mailing Address12423 OVERCUP DR, HOUSTON, TX 77024-4914
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · Balloon Mortgage
CERTIFIED FUNDING LP
Dec 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2015 · Amount on File
Deed SaleApr 13, 2015 · Amount on File
Prior SaleMar 9, 2012 · Amount on File
Deed Document Number2015148354
Prior Transfer DateApr 10, 2015
Prior Transfer Doc0000148354
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address12423 OVERCUP DR, HOUSTON, TX 77024-4914
Transaction TypeMortgage
Record UpdatedJan 5, 2022
Title CompanyUTITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000739557
DateDec 28, 2021
Instrument2021-739557
Lender
NameCERTIFIED FUNDING LP
TypeLending Institution
AddressDALLAS, TX 75252
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term180 Months
DueDec 28, 2036

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address12423 OVERCUP DR, HOUSTON, TX 77024-4914
Transaction TypeMortgage
Record UpdatedJan 5, 2022
Title CompanyUTITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000739556
DateDec 28, 2021
Instrument2021-739556
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12423 Overcup Dr was $25,968 with a homeowner's exemption, up 100.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictSpring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,438,753 (-15.62%) Land $760,609 Building $678,144$1,438,753 (-15.62%) Land $760,609 Building $678,144
2025$25,968.00 (+100.68%) Homeowner's exemption$1,705,053 Land $760,609 Building $944,444$1,705,053 Land $760,609 Building $944,444
2024$12,940.00
2023$1,557,692 Land $719,495 Building $838,197$1,557,692 Land $719,495 Building $838,197
2022$10,748.00
2020$8,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12423 Overcup Dr in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 259 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 in force
Nearby Flood Claims29 (2009–2025)
Claims Outside the SFHA29 of 29
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Beryl, Jul 2024 · 2 claims
  • Hurricane Harvey, Aug 2017 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12423 Overcup Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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