12423 Northover Loop, Orlando, FL 32824 Property Records

Orange County property record for 12423 Northover Loop, Orlando, FL 32824 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,280 sqft · built 2018
Lot Size	0.165 acres (7,202 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Jul 2018)
Tax Bill	$5,256 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-24-30-7632-02-630`

Property Details

APN / Parcel Number

Primary APN	`29-24-30-7632-02-630`
Alternative APNs	`302429763202630` `576075` `581936` `586649`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	3,150 sqft
1st Floor Area	1,081 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,202 sqft (0.165 acres)
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	198 sqft
Gazebo	Gazebo
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12423 NORTHOVER LOOP
City	ORLANDO
State	FL
Zip	32824-7392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOMERSET PARK PHASE 3 91/87 LOT 263
Legal Range	30E
Legal Township	24S
Legal Section	29
Legal Subdivision	SOMERSET PK PH 3
Legal Phase	3
Legal Block	2
Legal Lot Number	263
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2000
Census Tract	16811

Owner

Source: Orange County records · APN 29-24-30-7632-02-630

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12423 NORTHOVER LOOP, ORLANDO, FL 32824-7392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 03, 2020	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
Jul 20, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	2018428985
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12423 NORTHOVER LOOP, ORLANDO, FL 32824-7392
Document Number	0000497305
Instrument Date	Sep 03, 2020
Transaction Type	Mortgage
Record Updated	Oct 09, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12423 NORTHOVER LOOP ORLANDO FL 328247392, ORLANDO, FL 32824-7392

Mortgage

Document Number	0000497305
Date	Sep 23, 2020
Instrument	497305

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 20, 2018
Property Address	12423 NORTHOVER LOOP, ORLANDO, FL 32824-7392
Document Number	0000428985
Instrument Date	Jul 12, 2018
Instrument	428985
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12423 NORTHOVER LOOP ORLANDO FL 328247392, ORLANDO, FL 32824-7392

Mortgage

Document Number	428986
Date	Jul 20, 2018
Instrument	428986

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,618 (+2.7%)	$505,570 (-1.28%) Land $105,000 Building $400,570
2025	$5,256.00 (+4.87%) Homeowner's exemption	$341,400 (+5.99%)	$512,130 (+11.25%) Land $105,000 Building $407,130
2024	$5,012.00 (+7.32%)
2023	$4,670.00 (+3.64%) Homeowner's exemption	$322,115 (+3%)	$460,336 (+20.37%) Land $105,000 Building $355,336
2022	$4,506.00 Homeowner's exemption	$312,733	$382,430 Land $80,000 Building $302,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950168112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 41 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2026, rainfall accumulation

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 320 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Orlando Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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