12420 Winding Ln, Bowie, MD 20715 Property Records

Prince George's County property record for 12420 Winding Ln, Bowie, MD 20715

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,932 sqft · built 1966
Lot Size0.257 acres (11,178 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Jan 2023)
Tax Bill$13,373 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jan 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-1627827

Property Details

APN / Parcel Number

Primary APN14-1627827
Alternative APN
  • 1627827

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,932 sqft Living Area
Gross Area2,334 sqft
1st Floor Area1,464 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,178 sqft (0.257 acres)
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area300 sqft
Patio Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number1627827
Street Address12420 WINDING LN
CityBOWIE
StateMD
Zip20715-1242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF95
Legal DescriptionWHITEHALL AT
Legal SubdivisionWHITEHALL/BELAIR SEC 75
Legal Block219
Legal Lot Number2
JurisdictionPRINCE GEORGE'S MD
Township / Civil Division14, BOWIE
Census Block Group1
Census Block1005
Census Tract800403

Owner

12420 Winding Ln is owned and occupied by two individuals who bought it in January 2023.

Source: Prince George's County records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address12420 WINDING LN, BOWIE, MD 20715-1242
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2026Deed of Trust, Mortgage · FHA Mortgage
LOWER LLC
Jan 23, 2023Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Dec 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2023 · Amount on File
Deed SaleJan 23, 2023 · Amount on File
Prior SaleJun 10, 2014 · Amount on File
Deed Book / Page48498 / 89
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE GEORGE'S MD
Recording DateSep 25, 2026
Property Address12420 WINDING LN, BOWIE, MD 20715-1242
Document Number5242000494
Book / Page52428 / 494
Instrument DateAug 6, 2026
Transaction TypeMortgage
Record UpdatedOct 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address12420 WINDING LN, BOWIE, MD 20715-1242

Mortgage

Document Number5242000494,
DateSep 25, 2026
Book Page52428/494
Lender
NameLOWER LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionPRINCE GEORGE'S MD
Recording DateJan 23, 2023
Property Address12420 WINDING LN, BOWIE, MD 20715-1242
Document Number0484980089
Book / Page48498 / 89
Map ReferenceMB WWW 57 PL 8
Instrument DateDec 20, 2022
Transaction TypeTransfer
Record UpdatedFeb 9, 2023
Title CompanyCROWN TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12420 WINDING LN, BOWIE, MD 20715-1242

Mortgage

Document Number0004849896
DateJan 23, 2023
Instrument48498/96
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2053

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE GEORGE'S MD
Property Address12420 WINDING LN, BOWIE, MD 20715-1242
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanySTRATFORD TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0444930471
DateDec 8, 2020
Book Page44493/471
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueDec 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 12420 Winding Ln was $13,373.

Source: Prince George's County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyPrince George's County
MunicipalityBowie City
Unified School DistrictPrince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,373.00$408,600 Land $101,400 Building $307,200$408,600 Land $101,400 Building $307,200
2023$5,093.00$372,867$408,600 Land $101,400 Building $307,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12420 Winding Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1982–2018)
Claims Outside the SFHA3 of 4
Most Recent ClaimJun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12420 Winding Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BOWIE
serves 25,000 people · EPA ID MD0160002
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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