12420 S Wacousta Rd, Eagle, MI 48822 Property Records

Clinton County property record for 12420 S Wacousta Rd, Eagle, MI 48822

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,965 sqft · built 1920
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$913,000 (Jan 2024)
Tax Bill	$1,081 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-007-100-029-00`

Property Details

APN / Parcel Number

Primary APN	`150-007-100-029-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,965 sqft Living Area
1st Floor Area	1,145 sqft
Basement Area	248 sqft
Unfinished Basement	248 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	258 sqft
Patio Area	258 sqft
Utility Building	704 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	12420 S WACOUSTA RD
City	EAGLE
State	MI
Zip	48822-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AP
Legal Description	PART OF THE NORTHEAST? OF SECTION 7, T5N-R3W, WATERTOWN TOWNSHIP, CLINTON COUNTY, MICHIGAN, DESCRIBED AS: BEGINNING AT A
Legal Range	03W
Legal Township	05N
Legal Section	07
Jurisdiction	CLINTON MI
Township / Civil Division	WATERTOWN
Census Block Group	1
Census Block	1003
Census Tract	10300

Owner

Source: Clinton County records · APN 150-007-100-029-00

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12420 S WACOUSTA RD, EAGLE, MI 48822-9719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Nov 20, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage NEXA MORTGAGE LLC
Jan 03, 2024	Warranty Deed, Transfer · Conventional Mortgage THE DART BANK
Jan 03, 2020	Warranty Deed, Transfer TRI-COUNTY TITLE AGENCY LLC, TRI COUNTY TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2024 · Amount on Record
Deed Sale	Jan 03, 2024 · Amount on Record
Prior Sale	Jan 03, 2020 · Amount on Record
Deed Document Number	20245341261
Last Transfer Date	Nov 10, 2025
Transfer Doc	0005359503
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	12420 S WACOUSTA RD, EAGLE, MI 48822-9719
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	LIGHTHOUSE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005304619
Date	Feb 01, 2021
Instrument	5304619

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2036

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Nov 20, 2025
Property Address	12420 S WACOUSTA RD, EAGLE, MI 48822-9719
Document Number	0005359503
Instrument Date	Nov 10, 2025
Instrument	5359503
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12420 S WACOUSTA RD, EAGLE, MI 48822-9719

Mortgage

Document Number	0005359504
Date	Nov 20, 2025
Instrument	5359504

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jan 03, 2024
Property Address	12420 S WACOUSTA RD, EAGLE, MI 48822-9719
Document Number	0005341261
Instrument Date	Dec 29, 2023
Instrument	5341261
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	NOT AVAILABLE, ELEVATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,847.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12420 S WACOUSTA RD, EAGLE, MI 48822-9719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1143 RUNAWAY BAY DR APT 2C, 2C, LANSING, MI 48917-8739

Mortgage

Document Number	0005341262
Date	Jan 03, 2024
Instrument	5341262

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2031
Change Frequency	6 Months
Min Rate At Change	7.49%
Max Rate At Change	12.4%
Max Rate	12.4%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jan 03, 2020
Property Address	12420 S WACOUSTA RD, EAGLE, MI 48822-9719
Document Number	5287922
Instrument Date	Dec 12, 2019
Instrument	5287922
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TRI-COUNTY TITLE AGENCY LLC, TRI COUNTY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$3,362.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15120 S JONES RD, 15120, EAGLE, MI 48822-9606

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12420 S WACOUSTA RD, EAGLE, MI 48822-9719

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Watertown Charter Township
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,450 (+9.11%) Land $26,950 Building $75,500	$204,900 (+9.11%) Land $53,900 Building $151,000
2025	$1,081.00 (-65.52%) Homeowner's exemption	$93,900 (+17.74%) Land $25,250 Building $68,650	$187,800 (+17.74%) Land $50,500 Building $137,300
2024	$3,135.00 (+23.52%)
2023	$2,538.00 Homeowner's exemption	$79,750	$159,500
2022	$2,538.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1985–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2023 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 16 locations within half a mile of this property.

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