12420 N Division St, Spokane, WA 99218 Property Records

Spokane County property record for 12420 N Division St, Spokane, WA 99218

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 23,859 sqft · built 1989
Lot Size	0.545 acres (23,735 sqft)
Owner	Company Name on Record
Last Sale	$15,000,280 (Dec 2010)
Tax Bill	$23,708 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36082.9125`

Property Details

APN / Parcel Number

Primary APN	`36082.9125`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	23,859 sqft Total Area
1st Floor Area	23,859 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Lot Area	23,735 sqft (0.545 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	12420 N DIVISION ST
City	SPOKANE
State	WA
Zip	99218-1930
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	RC
Legal Description	8-26-43 PAYLESS PARCEL D PER RECORDED SURVEY AUDITORS #8903290093 BEING A PTN OF NE 1/4 OF NW 1/4
Legal Range	43
Legal Township	26
Legal Section	08
Legal Subdivision	BLACKTOP/LANDSCAPING
Legal Tract	A
Legal Lot Number	A
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	2
Census Block	2052
Census Tract	10507

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 8431, HARRISBURG, PA 17105-8431
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
	Deed of Trust, Mortgage FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2010 · Amount on Record
Deed Sale	Dec 15, 2010 · Amount on Record
Deed Document Number	20105961504
Prior Transfer Date	Dec 14, 2010
Prior Transfer Doc	0005961504
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12420 N DIVISION ST, SPOKANE, WA 99218-1930
Transaction Type	Mortgage
Record Updated	May 2, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007345474
Date	Apr 25, 2024
Instrument	7345474

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SAN ANTONIO, TX 78251

Agreement

Type	Line of Credit
Amount	Amount Recorded

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12420 N DIVISION ST, SPOKANE, WA 99218-1930
Transaction Type	Mortgage
Record Updated	May 2, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,708.00 (-5.45%)	$2,282,920 (+14.01%) Land $213,620 Building $2,069,300	$2,282,920 (+14.01%) Land $213,620 Building $2,069,300
2025	$25,075.00 (+34.67%)
2024		$2,002,450 (+11.75%) Land $201,750 Building $1,800,700	$2,002,450 (+11.75%) Land $201,750 Building $1,800,700
2023	$18,619.00 (-9.15%)	$1,791,880 Land $189,880 Building $1,602,000	$1,791,880 Land $189,880 Building $1,602,000
2022	$20,494.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Mar 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 4 serves 6,233 people · EPA ID WA5393354
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom.

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