Newaygo County property record for 1242 N Birch St, White Cloud, MI 49349
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,056 sqft · built 1991 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Nov 2018) |
| Tax Bill | $2,916 (2025) |
| Deeds & Mortgages | May 2019 Refinance Nov 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 10-30-180-028 |
| Primary APN | 10-30-180-028 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 896 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1242 N BIRCH ST |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-9772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | LOTS 31 & 32 OLD ORCHARD NO 2 |
| Legal Subdivision | OLD ORCHARD |
| Legal Lot Number | 31-32 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 970300 |
1242 N Birch St is owned and occupied by two individuals who bought it in November 2018.
Source: Newaygo County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1242 N BIRCH ST, WHITE CLOUD, MI 49349-9772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERN DISTRICTS CU |
| Nov 2, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2018 · Amount on File |
| Deed Sale | Nov 2, 2018 · Amount on File |
| Deed Book / Page | 471 / 8593 |
| Prior Transfer Date | Sep 13, 2013 |
| Prior Transfer Doc | 000452/169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Property Address | 1242 N BIRCH ST, WHITE CLOUD, MI 49349-9772 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00473/8526 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 473/8526 |
| Name | WESTERN DISTRICTS CU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jun 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Recording Date | Nov 2, 2018 |
| Property Address | 1242 N BIRCH ST, WHITE CLOUD, MI 49349-9772 |
| Document Number | 00471/8593 |
| Book / Page | 471 / 8593 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1242 N BIRCH ST, WHITE CLOUD, MI 49349-9772 |
The 2025 property tax bill for 1242 N Birch St was $2,916 with a homeowner's exemption.
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| County Subdivision | Lincoln Township |
| Unified School District | Fremont Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,300 (-4%) | $220,600 (-4%) | |
| 2025 | $2,916.00 Homeowner's exemption | $114,900 | $229,800 |
| 2023 | $89,600 | $179,200 | |
| 2022 | $2,621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1242 N Birch St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1242 N Birch St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: NCATS.
5G (outdoors only) and 4G LTE
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