Kenton County property record for 1242 E Henry Clay Ave, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1945 |
| Lot Size | 0.227 acres (9,912 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Jan 2026) |
| Tax Bill | $1,317 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-20-00-193.00 |
| Primary APN | 041-20-00-193.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Finished Area |
| Gross Area | 1,659 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 9,912 sqft (0.227 acres) |
| Lot Dimensions | 141 ft deep x 70 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0412000193.00 |
|---|---|
| Street Address | 1242 E HENRY CLAY AVE |
| City | FT WRIGHT |
| State | KY |
| Zip | 41011-3720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH HILLS E 70' LOT 280 70'X 141.62' NS HENRY CLAY AVE |
| Legal Subdivision | SOUTH HILLS |
| Legal Phase | B |
| Legal Lot Number | 280 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 65200 |
Source: Kenton County records, as of February 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1242 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Line of Credit VICTORY MORTGAGE LLC |
| Jan 16, 2026 | Warranty Deed, Transfer · FHA Mortgage VICTORY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Prior Sale | Nov 2, 1999 · Amount on Record |
| Deed Document Number | 26059000001060 |
| Deed Book / Page | 385 / 799 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1242 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1242 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3720 |
| Document Number | 0000001062 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | KCM 726/326 |
| Instrument | 26059000001062 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ERLANGER, KY 41018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 16, 2026 |
| Property Address | 1242 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3720 |
| Document Number | 0000001060 |
| Book / Page | 385 / 799 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 26059000001060 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 WEST ST, COVINGTON, KY 41016-1686 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1242 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3720 |
| Document Number | 0000001061 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 26059000001061 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,317.00 (+44.41%) Homeowner's exemption | $182,000 (+37.88%) Land $45,000 Building $137,000 | $182,000 (+37.88%) Land $45,000 Building $137,000 |
| 2023 | $912.00 Homeowner's exemption | $132,000 Land $50,000 Building $82,000 | $132,000 Land $50,000 Building $82,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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