1242 E 500 S, Bluffton, IN 46714 Property Records

Wells County property record for 1242 E 500 S, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,046 sqft · built 1988
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$2,367 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-08-32-200-004.000-003`

Property Details

APN / Parcel Number

Primary APN	`90-08-32-200-004.000-003`
Alternative APNs	`00001525709` `0020118203`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,046 sqft Living Area
1st Floor Area	2,046 sqft
Basement Area	1,023 sqft
Unfinished Basement	1,023 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Solar

Location & Zoning

Account Number	00001525709
Street Address	1242 E 500 S
City	BLUFFTON
State	IN
Zip	46714-9467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32-26-12 2.00 N 250' OF MID 348.5' NW
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3050
Census Tract	40300

Owner

1242 E 500 S is owned and occupied by an individual.

Source: Wells County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1242 E 500 S, BLUFFTON, IN 46714-9467
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1242 E 500 S, BLUFFTON, IN 46714-9467
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020233798
Date	Nov 30, 2023
Instrument	20233798

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Nov 28, 2063

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1242 E 500 S, BLUFFTON, IN 46714-9467
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202139
Date	Jun 1, 2020
Instrument	20202139

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Jun 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1242 E 500 S was $2,367 with a homeowner's exemption, up 64% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,367.00 (+64.03%) Homeowner's exemption	$324,600 Land $68,800 Building $255,800	$324,600 Land $68,800 Building $255,800
2024	$1,443.00
2023		$226,300 (+7.76%) Land $51,000 Building $175,300	$226,300 (+7.76%) Land $51,000 Building $175,300
2022	$1,075.00	$210,000 Land $39,000 Building $171,000	$210,000 Land $39,000 Building $171,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1242 E 500 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1242 E 500 S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Citizens Telephone Fixed Wireless	50 / 50
Watch TV Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 500 S

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