1242 Coggin Ave, Chipley, FL 32428 Property Records

Washington County property record for 1242 Coggin Ave, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,375 sqft · built 1983
Lot Size	0.462 acres (20,124 sqft)
Owner	2 Individual Names on File
Last Sale	$64,900 (Jul 2011)
Tax Bill	$2,022 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000012390000`

Property Details

APN / Parcel Number

Primary APN	`000012390000`
Alternative APNs	`00000000-00-1239-0000` `12390000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,375 sqft Living Area
Gross Area	1,610 sqft
1st Floor Area	1,271 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,124 sqft (0.462 acres)
Lot Dimensions	210 ft deep x 96 ft wide
Garage Type	Carport
Garage Area	160 sqft
Carport	Carport
Carport Area	160 sqft
Porch	Finished/Open Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1242 COGGIN AVE
City	CHIPLEY
State	FL
Zip	32428-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 4 13 ORB 1345 P 224, BEG 306 E OF INT OF N LN OF 3RD AV & E. LN OF 6TH ST, RN NW 204.7,E.97.5, SE 198.85, W.96.TO POB,
Legal Range	13W
Legal Township	04S
Legal Section	04
Legal Subdivision	CHIPLEY
Legal Block	4
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2039
Census Tract	970104

Owner

1242 Coggin Ave is owned by two individuals who acquired it in January 2023.

Source: Washington County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	102 HILTON DR, FORT PIERCE, FL 34946-7107
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SOUTH CU
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Feb 16, 2023	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LLC
Jan 26, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 5, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2011 · Amount on File
Deed Sale	Jul 29, 2011 · Amount on File
Prior Sale	Sep 9, 2008 · Amount on File
Deed Document Number	201167004129
Deed Book / Page	890 / 244
Last Transfer Date	Jan 25, 2023
Transfer Doc	0067000564
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1242 COGGIN AVE, CHIPLEY, FL 32428-1550
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1242 COGGIN AVE, CHIPLEY, FL 32428-1550

Mortgage

Document Number	0067008542
Date	Dec 1, 2025
Book Page	1354/932
Instrument	202567008542

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union
Address	1044 HIGHWAY 90, CHIPLEY, FL 32428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1242 COGGIN AVE, CHIPLEY, FL 32428-1550
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1242 COGGIN AVE, CHIPLEY, FL 32428-1550

Mortgage

Document Number	0067001738
Date	Mar 10, 2021
Book Page	1200/545
Instrument	202167001738

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1242 COGGIN AVE, CHIPLEY, FL 32428-1550
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1242 COGGIN AVE, CHIPLEY, FL 32428-1550

Mortgage

Document Number	0067001100
Date	Feb 16, 2023
Book Page	1265/51
Instrument	202367001100

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 26, 2023
Property Address	1242 COGGIN AVE, CHIPLEY, FL 32428-1550
Document Number	0067000564
Book / Page	1263 / 573
Instrument Date	Jan 25, 2023
Instrument	202367000564
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	943 MAJESTY LN, MORROW, GA 30260-2223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1242 COGGIN AVE, CHIPLEY, FL 32428-1550

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 5, 2022
Property Address	1242 COGGIN AVE, CHIPLEY, FL 32428-1550
Document Number	0067006779
Book / Page	1250 / 283
Instrument Date	Aug 5, 2022
Instrument	202267006779
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1247 COGGIN AVE, CHIPLEY, FL 32428-1553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7885 TAYLOR CIR, RIVERDALE, GA 30274-3926

Tax Assessment & Valuation

The 2025 property tax bill for 1242 Coggin Ave was $2,022, up 3.4% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,022.00 (+3.43%)	$97,013 (-10.74%) Land $14,400 Building $82,613	$97,013 (-10.74%) Land $14,400 Building $82,613
2024	$1,955.00 (+8.43%)	$108,682 (+8.4%) Land $14,400 Building $94,282	$108,682 (+8.4%) Land $14,400 Building $94,282
2023	$1,803.00 (+9.6%)	$100,257 (+10.77%) Land $14,400 Building $85,857	$100,257 (+10.77%) Land $14,400 Building $85,857
2022	$1,645.00	$90,508 Land $12,480 Building $78,028	$90,508 Land $12,480 Building $78,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1242 Coggin Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1242 Coggin Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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