1242 Camino Prado, Chula Vista, CA 91913 Property Records

San Diego County property record for 1242 Camino Prado, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,891 sqft · built 2020
Lot Size0.95 acres (4,169 sqft)
Owner2 Individual Names on File
Last Sale$1,200,000 (Oct 2025)
Tax Bill$16,684 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN644-389-35-00

Property Details

APN / Parcel Number

Primary APN644-389-35-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,891 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area4,169 sqft (0.95 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1242 CAMINO PRADO
CityCHULA VISTA
StateCA
Zip91913-3548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC
Legal DescriptionLOT 608 TR 016160
Legal SubdivisionOTAY RANCH VILLAGE 3 NORTH #16
Legal Tract016160
Legal Block3
Legal Lot Number608
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3001
Census Tract13317

Owner

1242 Camino Prado is owned and occupied by two individuals who bought it in October 2025.

Source: San Diego County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1242 CAMINO PRADO, CHULA VISTA, CA 91913-3548
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2025 · Amount on File
Deed SaleOct 15, 2025 · Amount on File
Prior SaleApr 25, 2025 · Amount on File
Deed Document Number2025287941
Record UpdatedSep 20, 2026

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 15, 2025
Property Address1242 CAMINO PRADO, CHULA VISTA, CA 91913-3548
Document Number0000287941
Map ReferenceMAP 16160
Instrument DateOct 9, 2025
Instrument2025-0287941
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1242 CAMINO PRADO, CHULA VISTA, CA 91913-3548

Mortgage

Document Number0000287942
DateOct 15, 2025
Instrument2025-0287942
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1242 Camino Prado was $16,684.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,200,000 (+48.31%) Land $612,766 Building $587,234
2025$16,684.00 Homeowner's exemption$809,133 Land $276,020 Building $533,113
2023$15,851.00 (+2.9%) Homeowner's exemption$777,714 Land $265,302 Building $512,412
2022$15,405.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1242 Camino Prado in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1242 Camino Prado is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Cox Communications
Fiber
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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