Washington County property record for 12419 Hanging Rock Rd, Clear Spring, MD 21722
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,780 sqft · built 1900 |
| Lot Size | 5.66 acres (246,550 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,864 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Oct 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-009010 |
| Primary APN | 04-009010 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,780 sqft Total Area |
| Basement Area | 640 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 246,550 sqft (5.66 acres) |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Patio Area | 320 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 009010 |
|---|---|
| Street Address | 12419 HANGING ROCK RD |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC |
| Legal Description | 5.66 ACRES 12419 HANGING ROCK RD |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 4, CLEAR SPRING |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10600 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12419 HANGING ROCK RD, CLEAR SPRING, MD 21722-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Oct 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Aug 22, 2023 | Intrafamily Transfer, Transfer |
| May 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DAVID W & MICHELLE L ' SWORD |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 17, 2023 |
| Transfer Doc | 0073040445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12419 HANGING ROCK RD, CLEAR SPRING, MD 21722-1024 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 12419 HANGING ROCK RD, CLEAR SPRING, MD 21722-1024 |
| Document Number | 0077960166 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 7796/166 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12419 HANGING ROCK RD, CLEAR SPRING, MD 21722-1024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12419 HANGING ROCK RD, CLEAR SPRING, MD 21722-1024 |
| Document Number | 0073310041 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 7331/41 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 22, 2023 |
| Property Address | 12419 HANGING ROCK RD, CLEAR SPRING, MD 21722-1024 |
| Document Number | 0073040445 |
| Book / Page | 7304 / 445 |
| Instrument Date | Aug 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12419 HANGING ROCK RD, CLEAR SPRING, MD 21722-1024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12419 HANGING ROCK RD, CLEAR SPRING, MD 21722-1024 |
| Document Number | 0056290212 |
| Book / Page | 005629 / 000212 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 12419 HANGING ROCK RD CLEAR SPRING MD 217221024, CLEAR SPRING, MD 21722-1024 |
| Document Number | 0056290212 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 005629/000212 |
| Name | DAVID W & MICHELLE L ' SWORD |
|---|---|
| Address | 13146 GRUBER RD, CLEAR SPRING, MD 21722-2027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 6, 2022 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,864.00 (+5.29%) Homeowner's exemption | $307,500 (+9.97%) Land $118,300 Building $189,200 | $307,500 (-) Land $118,300 Building $189,200 |
| 2025 | $2,720.00 (+5.3%) Homeowner's exemption | $279,633 (+24.89%) | $307,500 (+37.34%) Land $118,300 Building $189,200 |
| 2024 | $2,583.00 (+10.95%) | ||
| 2023 | $2,328.00 Homeowner's exemption | $223,900 Land $118,300 Building $105,600 | $223,900 Land $118,300 Building $105,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Cable · Fiber in parts of the area | 1,300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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