12418 Spencer Ln, Carleton, MI 48117 Property Records

Monroe County property record for 12418 Spencer Ln, Carleton, MI 48117

Property Summary

Property Type	Condominium
Lot Size	0.198 acres (8,636 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (Jan 2021)
Tax Bill	$2,959 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Nov 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-171-072-00`

Property Details

APN / Parcel Number

Primary APN	`41-171-072-00`

Exterior

Architectural Style	Condo/Apartment
Lot Area	8,636 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12418 SPENCER LN
City	CARLETON
State	MI
Zip	48117-9624
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	NORTH POINT COMMONS SITE CONDOMINIUM UNIT 72
Legal Subdivision	NORTH POINT COMMONS SITE CONDO
Legal Unit	72
Jurisdiction	MONROE MI
Township / Civil Division	ASH
Census Block Group	1
Census Block	1024
Census Tract	830400

Owner

12418 Spencer Ln, a condominium, is owned and occupied by two individuals who acquired it in November 2023.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12418 SPENCER LN, CARLETON, MI 48117-9624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit TOTAL COMMUNITY CU
Nov 22, 2023	Intrafamily Transfer, Transfer
Jan 4, 2021	Warranty Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY/MONROE
Aug 2, 2017	Warranty Deed, Transfer · Conventional with PMI MORTGAGE CTR LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2021 · Amount on File
Deed Sale	Jan 4, 2021 · Amount on File
Prior Sale	Aug 2, 2017 · Amount on File
Deed Document Number	202156
Last Transfer Date	Nov 20, 2023
Transfer Doc	0000017346
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12418 SPENCER LN, CARLETON, MI 48117-9624
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12418 SPENCER LN, CARLETON, MI 48117-9624

Mortgage

Document Number	0000000277
Date	Jan 8, 2024
Instrument	2024R00277

Lender

Name	TOTAL COMMUNITY CU
Type	Credit Union
Address	TAYLOR, MI 48180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Nov 22, 2023
Property Address	12418 SPENCER LN, CARLETON, MI 48117-9624
Document Number	0000017346
Map Reference	DOC 2007R02457
Instrument Date	Nov 20, 2023
Instrument	2023R17346
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12418 SPENCER LN, CARLETON, MI 48117-9624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12418 SPENCER LN, CARLETON, MI 48117-9624

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jan 4, 2021
Property Address	12418 SPENCER LN, CARLETON, MI 48117-9624
Document Number	0000000056
Instrument Date	Dec 17, 2020
Instrument	56
Transaction Type	Transfer
Record Updated	Feb 22, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY/MONROE

Transaction

Amount	Amount on Record
Tax	$1,961.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12359 WILLOW ST #122 CARLETON MI 481179117, 72, CARLETON, MI 48117-9117

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 2, 2017
Property Address	12418 SPENCER LN, CARLETON, MI 48117-9624
Document Number	0000015838
Instrument Date	Aug 1, 2017
Instrument	15838
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	HASSETT TITLE COMPANY, HASSETT TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2163 GLENCOE HILLS DR #201 ANN ARBOR MI 481081280, 201, ANN ARBOR, MI 48108-1280

Mortgage

Document Number	15839
Date	Aug 2, 2017
Instrument	15839

Lender

Name	MORTGAGE CTR LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12418 Spencer Ln was $2,959 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ash Township
Municipality	Carleton Village
Unified School District	Airport Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,400 Land $144,400	$288,800 Land $288,800
2025	$2,959.00 Homeowner's exemption
2023	$2,523.00 Homeowner's exemption	$104,500	$209,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12418 Spencer Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12418 Spencer Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASH TOWNSHIP serves 5,959 people · EPA ID MI0000245
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Mercury Fiber, Verizon.

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