Mecklenburg County property record for 12417 McGrath Dr, Charlotte, NC 28269
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,200 sqft · built 2011 |
| Lot Size | 0.029 acres (1,263 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Jun 2025) |
| Tax Bill | $2,022 (2024) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Nov 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029-324-03 |
| Primary APN | 029-324-03 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Upper Floors Area | 600 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 1,263 sqft (0.029 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12417 MCGRATH DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28269-7801 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NS |
| Legal Description | L67 M52-979 |
| Legal Subdivision | PROSPERITY PLACE PH 02 MAP 03 |
| Legal Block | 4 |
| Legal Lot Number | 67 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 5530 |
Source: Mecklenburg County records, as of September 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3472 EAGLE RIDGE DR, WOODBRIDGE, VA 22191-6567 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 3, 2025 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Nov 15, 2024 | Intrafamily Transfer, Transfer |
| Aug 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Jul 24, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 1, 2019 | Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2025 · Amount on Record |
| Deed Sale | Jun 3, 2025 · Amount on Record |
| Prior Sale | Apr 18, 2011 · Amount on Record |
| Deed Document Number | 202554374 |
| Deed Book / Page | 39627 / 639 |
| Prior Transfer Date | Aug 31, 2023 |
| Prior Transfer Doc | 0000084033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 3, 2025 |
| Property Address | 12417 MCGRATH DR, CHARLOTTE, NC 28269-7801 |
| Document Number | 0000054374 |
| Book / Page | 39627 / 639 |
| Map Reference | MB 41 PG 649 |
| Instrument Date | May 21, 2025 |
| Instrument | 2025054374 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2480 CHARLOTTE HWYA, MOORESVILLE, NC 28117 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3472 EAGLE RIDGE DR, WOODBRIDGE, VA 22191-6567 |
| Document Number | 0000054375 |
|---|---|
| Date | Jun 3, 2025 |
| Instrument | 2025054375 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 15, 2024 |
| Property Address | 12417 MCGRATH DR, CHARLOTTE, NC 28269-7801 |
| Document Number | 0000109971 |
| Book / Page | 39210 / 478 |
| Instrument Date | Oct 26, 2024 |
| Instrument | 2024109971 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12417 MCGRATH DR, CHARLOTTE, NC 28269-7801 |
| Name | Verified Name |
|---|---|
| Address | 2244 LOIRE VALLEY DRIVE, CANADA XX |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 31, 2023 |
| Property Address | 12417 MCGRATH DR, CHARLOTTE, NC 28269-7801 |
| Document Number | 0000084033 |
| Book / Page | 38348 / 89 |
| Map Reference | MB 52 PG 979 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023084033 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12417 MCGRATH DR, CHARLOTTE, NC 28269-7801 |
| Document Number | 0000084034 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 2023084034 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12417 MCGRATH DR, CHARLOTTE, NC 28269-7801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000099155 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 31988/041 |
| Instrument | 2017099155 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12417 MCGRATH DR, CHARLOTTE, NC 28269-7801 |
| Document Number | 0000151923 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 12417 MCGRATH DR CHARLOTTE NC 282697801, CHARLOTTE, NC 28269-7801 |
| Document Number | 0000151923 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 034018/000436 |
| Instrument | 151923 |
| Name | CHARLOTTE METRO CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 6, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $246,800 (-) Land $60,000 Building $186,800 | $246,800 (-) Land $60,000 Building $186,800 | |
| 2024 | $2,022.00 (-15.08%) | ||
| 2023 | $2,381.00 | $246,800 Land $60,000 Building $186,800 | $246,800 Land $60,000 Building $186,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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