12417 E Bridges Rd, Elk, WA 99009 Property Records

Spokane County property record for 12417 E Bridges Rd, Elk, WA 99009

Property Summary

Property Type	Mobile Home
Details	4 bd · 3 ba · 2,376 sqft · built 2021
Lot Size	4.93 acres (214,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Sep 2020)
Tax Bill	$3,149 (2026)
Deeds & Mortgages	Apr 2021 Construction Loan Dec 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`49103.9018`

Property Details

APN / Parcel Number

Primary APN	`49103.9018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area
1st Floor Area	2,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	214,751 sqft
Porch	Enclosed Frame Porch
Porch Area	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12417 E BRIDGES RD
City	ELK
State	WA
Zip	99009-8649
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RT
Legal Description	10 29 44 E1/2 OF E1/2 OF W1/2 OF SW1/4 OF SW1/4 EXC CO RD
Legal Range	44
Legal Township	29
Legal Section	10
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3005
Census Tract	10201

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12417 E BRIDGES RD, ELK, WA 99009-8649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK
May 17, 2018	Warranty Deed, Transfer SPOKANE COUNTY TITLE COMPANY
Mar 30, 2017	Deed with Mortgage, Transfer · Conventional with PMI JACQUELINE J KREMER
Jun 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Jun 7, 2018 · Amount on Record
Deed Document Number	20206967840
Prior Transfer Date	Sep 20, 2005
Prior Transfer Doc	0005293780
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12417 E BRIDGES RD, ELK, WA 99009-8649
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007067341
Date	Apr 28, 2021
Instrument	7067341

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Feb 1, 2052

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12417 E BRIDGES RD, ELK, WA 99009-8649
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007260665
Date	Dec 28, 2022
Instrument	7260665

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 14, 2020
Property Address	12417 E BRIDGES RD, ELK, WA 99009-8649
Document Number	0006967840
Instrument Date	Sep 10, 2020
Instrument	6967840
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12417 E BRIDGES RD, ELK, WA 99009-8649

Mortgage

Document Number	0006967841
Date	Sep 14, 2020
Instrument	6967841

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	11.7%
Index	1-Year CMT
Max Rate	11.7%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 17, 2018
Property Address	12417 E BRIDGES RD, ELK, WA 99009-8649
Document Number	0006708584
Instrument Date	May 16, 2018
Instrument	6708584
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$984.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12417 E BRIDGES RD ELK WA 990098649, ELK, WA 99009-8649

March 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	SPOKANE WA
Recording Date	Mar 30, 2017
Property Address	12417 E BRIDGES RD, ELK, WA 99009-8649
Instrument Date	Mar 29, 2017
Instrument	6589537
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	INLAND PROF TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 W GREENWOOD RD #23A SPOKANE WA 992241241, 23A, SPOKANE, WA 99224-1241

Mortgage

Document Number	0006589537
Date	Mar 30, 2017
Instrument	6589537

Lender

Name	JACQUELINE J KREMER
Address	PO BOX 1023, OCEAN SHORES, WA 98569-1023
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	8%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 7, 2018
Property Address	12417 E BRIDGES RD, ELK, WA 99009-8649
Document Number	0006714240
Instrument Date	Mar 16, 2017
Instrument	6714240
Transaction Type	Transfer
Record Updated	Nov 1, 2018

Transaction

Amount	Amount Recorded
Tax	$770.22
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 W GREENWOOD RD #23A SPOKANE WA 992241241, 23A, SPOKANE, WA 99224-1241

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,149.00 (-4.58%)	$416,980 (+8.88%) Land $84,480 Building $332,500	$416,980 (+8.88%) Land $84,480 Building $332,500
2025	$3,300.00 (+11.6%)	$382,970 (+0.5%) Land $61,370 Building $321,600	$382,970 (+0.5%) Land $61,370 Building $321,600
2024	$2,957.00 (-1.07%)	$381,070 (+39.56%) Land $61,370 Building $319,700	$381,070 (+39.56%) Land $61,370 Building $319,700
2023	$2,989.00 (+16.26%)	$273,050 Land $50,650 Building $222,400	$273,050 Land $50,650 Building $222,400
2022	$2,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 63% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	499 / 285
Wired or Wireless Fixed Wireless	200 / 40
Ziply Fiber Fixed Wireless	10 / 1

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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