12415 Scotts Mill Rd, Culpeper, VA 22701 Property Records

Culpeper County property record for 12415 Scotts Mill Rd, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,248 sqft · built 1978
Lot Size	3.23 acres (140,699 sqft)
Owner	2 Individual Names on File
Last Sale	$4,791 (Nov 2024)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-105-A`

Property Details

APN / Parcel Number

Primary APN	`29-105-A`
Alternative APN	`5461`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,248 sqft Living Area
1st Floor Area	1,964 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	140,699 sqft (3.23 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	1,000 sqft
Porch	Porch
Porch Area	224 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5461
Street Address	12415 SCOTTS MILL RD
City	CULPEPER
State	VA
Zip	22701-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SCOTTS RT 629
Jurisdiction	CULPEPER VA
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1024
Census Tract	930202

Owner

12415 Scotts Mill Rd is owned by two individuals who bought it in November 2024.

Source: Culpeper County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12429 SCOTTS MILL RD, CULPEPER, VA 22701-5047
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 7, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBER OPTIONS LLC
Sep 7, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on File
Deed Sale	Nov 26, 2024 · Amount on File
Prior Sale	Sep 7, 2017 · Amount on File
Deed Document Number	20245527
Prior Transfer Date	Nov 18, 2020
Prior Transfer Doc	0000000115
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	12415 SCOTTS MILL RD, CULPEPER, VA 22701-5047
Transaction Type	Mortgage
Record Updated	Apr 24, 2024
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240001304
Date	Apr 3, 2024
Instrument	240001304

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	12415 SCOTTS MILL RD, CULPEPER, VA 22701-5047
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002076
Date	Apr 7, 2020
Instrument	200002076

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	12415 SCOTTS MILL RD, CULPEPER, VA 22701-5047
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002987
Date	Mar 31, 2021
Instrument	210002987

Lender

Name	MEMBER OPTIONS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Sep 7, 2017
Property Address	12415 SCOTTS MILL RD, CULPEPER, VA 22701-5047
Document Number	170004870
Instrument Date	Aug 17, 2017
Instrument	170004870
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	BLUE RIDGE TITLE & STLMNT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12514 SCOTTS MILL RD, CULPEPER, VA 22701-5041

Mortgage

Document Number	170004871
Date	Sep 7, 2017
Instrument	170004871

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPOR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12415 Scotts Mill Rd was $2,436.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,436.00	$566,600 Land $134,000 Building $432,600	$566,600 Land $134,000 Building $432,600
2024	$2,436.00 (+2.05%)
2023	$2,387.00	$519,000 Land $104,000 Building $415,000	$519,000 Land $104,000 Building $415,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12415 Scotts Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1987–1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12415 Scotts Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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