Cayuga County and Ira Town property record for 12415 Schmidt Ln, Cato, NY 13033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,400 sqft · built 1980 |
| Lot Size | 2.58 acres (112,385 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $482,750 (May 2024) |
| Tax Bill | $9,996 (2026) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 053289 33.00-1-20.3 |
| Primary APN | 053289 33.00-1-20.3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,400 sqft Living Area |
| 1st Floor Area | 2,400 sqft |
| Game Room | Game Room |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 112,385 sqft (2.58 acres) |
| Garage Type | Detached |
| Garage Area | 4,060 sqft |
| Parking Spaces | 15 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 1,544 sqft |
| Shed | 1 Shed |
| Gazebo | 2,000 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 12415 SCHMIDT LN |
|---|---|
| City | CATO |
| State | NY |
| Zip | 13033-4291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMD 928-40, LOT G P/O 33.00-1-20.111 |
| Legal Block | 1 |
| Legal Lot Number | 20.003 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | IRA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 40202 |
Source: Cayuga County and Ira Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 12415 SCHMIDT LN, CATO, NY 13033-4291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2024 · Amount on Record |
| Deed Sale | May 28, 2024 · Amount on Record |
| Deed Document Number | 2024229014 |
| Deed Book / Page | 4483 / 329 |
| Prior Transfer Date | May 20, 2024 |
| Prior Transfer Doc | 004483/329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 12415 SCHMIDT LN, CATO, NY 13033-4291 |
| Document Number | 0035870177 |
| Book / Page | 003587 / 000177 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2018 |
| Title Company | ALL SEASONS ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 12383 NYS ROUTE 34 CATO NY 13033, CATO, NY 13033 |
| Document Number | 0035870177 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 003587/000177 |
| Instrument | 176973 |
| Name | PATHFINDER BK |
|---|---|
| Type | Bank |
| Address | OSWEGO, NY 13126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cayuga County and Ira Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Ira Town |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,996.00 (+3.7%) | ||
| 2025 | $9,639.00 (-1.78%) | $302,500 (-) Land $20,300 Building $282,200 | $472,656 (+10.94%) Land $31,719 Building $440,937 |
| 2024 | $9,814.00 | ||
| 2023 | $302,500 Land $20,300 Building $282,200 | $426,056 Land $28,592 Building $397,464 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CBN.
5G (outdoors only) and 4G LTE
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