12415 Rustic Hill Dr, Bowie, MD 20715 Property Records

Prince George's County property record for 12415 Rustic Hill Dr, Bowie, MD 20715

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,012 sqft · built 1966
Lot Size	0.34 acres (14,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Oct 2022)
Tax Bill	$6,246 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-1612175`

Property Details

APN / Parcel Number

Primary APN	`14-1612175`
Alternative APN	`1612175`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,012 sqft Living Area
Gross Area	2,318 sqft
1st Floor Area	1,544 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,792 sqft (0.34 acres)
Garage Area	437 sqft
Porch	Enclosed Porch
Porch Area	180 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	1612175
Street Address	12415 RUSTIC HILL DR
City	BOWIE
State	MD
Zip	20715-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	ROCKLEDGE AT
Legal Subdivision	ROCKLEDGE/BELAIR SEC 93
Legal Block	256
Legal Lot Number	25
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	14, BOWIE
Census Block Group	1
Census Block	1007
Census Tract	800403

Owner

Source: Prince George's County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12415 RUSTIC HILL DR, BOWIE, MD 20715-1043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed, Transfer · Conventional Mortgage NAVY FCU
Aug 17, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Dec 8, 2000 · Amount on Record
Deed Book / Page	48250 / 109
Prior Transfer Date	Aug 10, 2018
Prior Transfer Doc	0412320316
Record Updated	Jun 8, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Oct 26, 2022
Property Address	12415 RUSTIC HILL DR, BOWIE, MD 20715-1043
Document Number	0482500109
Book / Page	48250 / 109
Map Reference	MB WWW 61 PL 44
Instrument Date	Oct 11, 2022
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12415 RUSTIC HILL DR, BOWIE, MD 20715-1043

Mortgage

Document Number	0048250120
Date	Oct 26, 2022
Instrument	48250/120

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Nov 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	5-Year CMT
Margin	2
Max Rate	11.1%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Aug 17, 2018
Property Address	12415 RUSTIC HILL DR, BOWIE, MD 20715-1043
Document Number	0412320316
Book / Page	041232 / 000316
Instrument Date	May 10, 2018
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12415 RUSTIC HILL DR BOWIE MD 207151043, BOWIE, MD 20715-1043

Mortgage

Document Number	412320319
Date	Aug 17, 2018
Book Page	041232/000319

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 16, 2033

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Municipality	Bowie City
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$399,700 (+14.52%) Land $102,100 Building $297,600	$399,700 (-) Land $102,100 Building $297,600
2024	$6,246.00 (+31.03%)
2023	$4,767.00 (+7.83%)	$349,033 (+7.83%)	$399,700 (+23.48%) Land $102,100 Building $297,600
2022	$4,421.00 Homeowner's exemption	$323,700 Land $102,100 Building $221,600	$323,700 Land $102,100 Building $221,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1982–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOWIE serves 25,000 people · EPA ID MD0160002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Believe Broadband.

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