12415 Nichols Rd, Burt, MI 48417 Property Records

Saginaw County property record for 12415 Nichols Rd, Burt, MI 48417

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,403 sqft · built 1985
Lot Size	1.71 acres (74,488 sqft)
Owner	Individual Name on File
Last Sale	$179,028 (Aug 2018)
Tax Bill	$2,216 (2025)
Deeds & Mortgages	Feb 2024 Transfer Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-10-5-29-1002-001`

Property Details

APN / Parcel Number

Primary APN	`27-10-5-29-1002-001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,403 sqft Living Area
1st Floor Area	1,139 sqft
Basement Area	1,403 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Lot Area	74,488 sqft (1.71 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	15 sqft
Patio Area	240 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12415 NICHOLS RD
City	BURT
State	MI
Zip	48417-2391
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 150 FT OF W 500 FT OF N 20 ACRES OF RES LOT 2 1.71 ACRES SEC 29 T10N R5E
Legal Range	05E
Legal Township	10N
Legal Section	29
Legal Subdivision	TAYMOUTH TOWNSHIP
Legal Lot Number	2
Legal Unit	2
Jurisdiction	SAGINAW MI
Township / Civil Division	TAYMOUTH
Census Block Group	2
Census Block	2030
Census Tract	13000

Owner

12415 Nichols Rd is owned and occupied by an individual who acquired it in February 2024.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	12415 NICHOLS RD, BURT, MI 48417-2391
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Intrafamily Transfer, Transfer
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Jan 18, 2019	Quit Claim Deed, Transfer OTHER
Aug 8, 2018	Warranty Deed, Transfer · Conventional with PMI FRANKENMUTH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2018 · Amount on File
Deed Sale	Aug 8, 2018 · Amount on File
Prior Sale	Mar 16, 2005 · Amount on File
Deed Document Number	201821167
Last Transfer Date	Feb 6, 2024
Transfer Doc	0000002289
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Feb 6, 2024
Property Address	12415 NICHOLS RD, BURT, MI 48417-2391
Document Number	0000002289
Instrument Date	Feb 6, 2024
Instrument	2024002289
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12415 NICHOLS RD, BURT, MI 48417-2391

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12415 NICHOLS RD, BURT, MI 48417-2391

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	12415 NICHOLS RD, BURT, MI 48417-2391
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	MINNESOTA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12415 NICHOLS RD, BURT, MI 48417-2391

Mortgage

Document Number	0000005479
Date	Feb 19, 2021
Instrument	2021005479

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 18, 2019
Property Address	12415 NICHOLS RD, BURT, MI 48417-2391
Document Number	0000001306
Instrument Date	Jan 18, 2019
Instrument	1306
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12415 NICHOLS RD BURT MI 484172391, BURT, MI 48417-2391

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 8, 2018
Property Address	12415 NICHOLS RD, BURT, MI 48417-2391
Document Number	0000021167
Instrument Date	Jul 23, 2018
Instrument	21167
Transaction Type	Transfer
Record Updated	Aug 24, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.03
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 S CAROLINA ST SAGINAW MI 486023014, SAGINAW, MI 48602-3014

Mortgage

Document Number	21168
Date	Aug 8, 2018
Instrument	21168

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12415 Nichols Rd was $2,216 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Taymouth Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,600	$199,200
2025	$2,216.00 Homeowner's exemption
2023		$78,200	$156,400
2022	$1,777.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12415 Nichols Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1985–1986)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12415 Nichols Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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