12415 N 38th St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 12415 N 38th St, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,360 sqft · built 1977
Lot Size	0.19 acres (8,275 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Mar 2011)
Tax Bill	$1,420 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`166-56-221`

Property Details

APN / Parcel Number

Primary APN	`166-56-221`
Alternative APN	`166562215`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	2,018 sqft
1st Floor Area	1,360 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	8,275 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces
Patio Area	658 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12415 N 38TH ST
City	PHOENIX
State	AZ
Zip	85032-7304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	COLONIA DEL NORTE 2 MCR 164-03
Legal Range	3E
Legal Township	3N
Legal Section	13
Legal Subdivision	COLONIA DEL NORTE 2
Legal Lot Number	76
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4000
Census Tract	103400

Owner

12415 N 38th St is owned and occupied by an individual who bought it in March 2011.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	Individual Name on File
Mailing Address	12415 N 38TH ST, PHOENIX, AZ 85032-7304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 12, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2011 · Amount on File
Deed Sale	Mar 8, 2011 · Amount on File
Prior Sale	Dec 20, 2010 · Amount on File
Deed Document Number	2011203300
Transfer Doc	0000126074
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	12415 N 38TH ST, PHOENIX, AZ 85032-7304
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12415 N 38TH ST, PHOENIX, AZ 85032-7304

Mortgage

Document Number	0000200800
Date	Feb 23, 2021
Instrument	20210200800

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	12415 N 38TH ST, PHOENIX, AZ 85032-7304
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12415 N 38TH ST, PHOENIX, AZ 85032-7304

Mortgage

Document Number	0000189920
Date	Mar 2, 2022
Instrument	20220189920

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	12415 N 38TH ST, PHOENIX, AZ 85032-7304
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12415 N 38TH ST, PHOENIX, AZ 85032-7304

Mortgage

Document Number	0000247677
Date	May 12, 2023
Instrument	20230247677

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	12415 N 38TH ST, PHOENIX, AZ 85032-7304
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000495366
Date	Jun 28, 2018
Instrument	20180495366

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	12415 N 38TH ST, PHOENIX, AZ 85032-7304
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000325115
Date	Apr 16, 2020
Instrument	20200325115

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12415 N 38th St was $1,420.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,020 (+150.03%)	$410,200 (+5.69%) Land $82,000 Building $328,200
2025	$1,420.00	$16,406 (-58.57%)	$388,100 (-1.99%) Land $77,600 Building $310,500
2024		$39,600	$396,000 Land $79,200 Building $316,800
2023	$1,352.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12415 N 38th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12415 N 38th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 781 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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