Oldham County property record for 12414 Warner Dr, Goshen, KY 40026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,790 sqft · built 2000 |
| Lot Size | 0.41 acres (17,873 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,500 (Sep 2018) |
| Tax Bill | $4,116 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-05I-01-37 |
| Primary APN | 05-05I-01-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,790 sqft Living Area |
| Basement Area | 1,790 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,873 sqft (0.41 acres) |
| Garage Type | Attached |
| Garage Area | 568 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 60415 |
|---|---|
| Street Address | 12414 WARNER DR |
| City | GOSHEN |
| State | KY |
| Zip | 40026-9434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .4103AC |
| Legal Subdivision | BARBIZON PLACE |
| Legal Block | SEC 1 |
| Legal Lot Number | 37 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 30802 |
12414 Warner Dr is owned and occupied by two individuals who bought it in September 2018.
Source: Oldham County records, as of December 23, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12414 WARNER DR, GOSHEN, KY 40026-9434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2022 | Deed of Trust, Mortgage · Line of Credit CHEMCO FCU |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO |
| Sep 11, 2018 | Warranty Deed, Transfer · FHA Mortgage COMMONWEALTH BANK & TRUST CO |
| Jul 6, 2017 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2018 · Amount on File |
| Deed Sale | Sep 11, 2018 · Amount on File |
| Prior Sale | Apr 25, 2016 · Amount on File |
| Deed Document Number | 2018543499 |
| Deed Book / Page | 1200 / 439 |
| Prior Transfer Date | Apr 22, 2016 |
| Prior Transfer Doc | D1131/186 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12414 WARNER DR, GOSHEN, KY 40026-9434 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2611/581 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | M2611/581 |
| Instrument | 715688 |
| Name | CHEMCO FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Dec 26, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12414 WARNER DR, GOSHEN, KY 40026-9434 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2019 |
| Title Company | KENTUCKIANA TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | M2373/0905 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | M2373/0905 |
| Instrument | 558647 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 11, 2018 |
| Property Address | 12414 WARNER DR, GOSHEN, KY 40026-9434 |
| Document Number | D1200/0439 |
| Book / Page | D1200 / 0439 |
| Map Reference | MB5 PG54 |
| Instrument Date | Sep 5, 2018 |
| Instrument | 543499 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | KENTUCKIANA TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5316 WOLFPEN WOODS DR, 5316, PROSPECT, KY 40059-9199 |
| Name | Verified Name |
|---|---|
| Address | 12414 WARNER DR, GOSHEN, KY 40026-9434 |
| Document Number | 543500 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 543500 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12414 WARNER DR, GOSHEN, KY 40026-9434 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 526960 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | M2267/001 |
| Instrument | 526960 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 12414 Warner Dr was $4,116.
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,116.00 | $330,500 Land $40,000 Building $290,500 | $330,500 Land $40,000 Building $290,500 |
| 2023 | $4,133.00 | $330,500 Land $40,000 Building $290,500 | $330,500 Land $40,000 Building $290,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12414 Warner Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12414 Warner Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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