12412 Iris Ave, Mc Gregor, IA 52157 Property Records

Clayton County property record for 12412 Iris Ave, Mc Gregor, IA 52157

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,418 sqft · built 2023
Lot Size	4.17 acres (181,645 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Nov 2006)
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0313177001`

Property Details

APN / Parcel Number

Primary APN	`0313177001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,418 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	181,645 sqft (4.17 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12412 IRIS AVE
City	MC GREGOR
State	IA
Zip	52157-8679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 OF LOT 1 OF LOT 2 FRL. S1/2 NW 13-95-4
Legal Range	4W
Legal Township	95N
Legal Section	13
Legal Lot Number	1,2
Jurisdiction	CLAYTON IA
Township / Civil Division	GIARD
Census Block Group	3
Census Block	3019
Census Tract	70100

Owner

Source: Clayton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12412 IRIS AVE, MC GREGOR, IA 52157-8679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL STATE BANK
Aug 29, 2019	Deed of Trust, Mortgage · ARM MARINE CREDIT UNION
May 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL STATE BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
Oct 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2006 · Amount on Record
Deed Sale	Nov 6, 2006 · Amount on Record
Deed Document Number	20063668
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	12412 IRIS AVE, MC GREGOR, IA 52157-8679
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R03970
Date	Oct 31, 2022
Instrument	2022R03970

Lender

Name	CENTRAL STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	12412 IRIS AVE, MC GREGOR, IA 52157-8679
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R02455
Date	Aug 29, 2019
Instrument	2019R02455

Lender

Name	MARINE CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	7.3%
Type Change Date	Sep 1, 2024
Index	1-Year CMT

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	12412 IRIS AVE, MC GREGOR, IA 52157-8679
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R02212
Date	May 28, 2021
Instrument	2021R02212

Lender

Name	CENTRAL STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	12412 IRIS AVE, MC GREGOR, IA 52157-8679
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R04344
Date	Oct 28, 2020
Instrument	2020R04344

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2035

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	12412 IRIS AVE, MC GREGOR, IA 52157-8679
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R03770
Date	Oct 13, 2022
Instrument	2022R03770

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	May 2, 2018
Property Address	12412 IRIS AVE, MC GREGOR, IA 52157-8679
Document Number	2018R01231
Instrument Date	May 1, 2018
Instrument	2018R01231
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 3RD ST, MARQUETTE, IA 52158-7751

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,296.00 (+10.92%) Homeowner's exemption	$217,799 (+18.25%) Land $56,655 Building $161,144	$217,799 (+18.25%) Land $56,655 Building $161,144
2024	$2,070.00 (+197.41%)
2023		$184,186 Land $49,265 Building $134,921	$184,186 Land $49,265 Building $134,921
2022	$696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	15 (1982–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Apr 2023 · Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 3 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alpine Communications Fiber	500 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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