Mecklenburg County property record for 12410 Winget Rd, Charlotte, NC 28278
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,637 sqft · built 2004 |
| Lot Size | 0.358 acres (15,594 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,000 (Feb 2016) |
| Tax Bill | $2,493 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 199-121-27 |
| Primary APN | 199-121-27 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,637 sqft Living Area |
| Gross Area | 2,100 sqft |
| 1st Floor Area | 732 sqft |
| Upper Floors Area | 905 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 15,594 sqft (0.358 acres) |
| Garage Type | Attached |
| Garage Area | 463 sqft |
| Porch | Porch |
| Porch Area | 28 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12410 WINGET RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28278-7286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L1 M36-642 |
| Legal Subdivision | MAGNOLIA ACRES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 3, STEELE CREEK |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 5924 |
12410 Winget Rd is owned and occupied by an individual who bought it in February 2016.
Source: Mecklenburg County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12410 WINGET RD, CHARLOTTE, NC 28278-7286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Jun 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Jul 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2016 · Amount on File |
| Deed Sale | Feb 10, 2016 · Amount on File |
| Prior Sale | Jun 28, 2004 · Amount on File |
| Deed Document Number | 201615175 |
| Deed Book / Page | 30590 / 816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12410 WINGET RD, CHARLOTTE, NC 28278-7286 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000031871 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 38744/340 |
| Instrument | 2024031871 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6561 IRVINE CENTER DR, IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12410 WINGET RD, CHARLOTTE, NC 28278-7286 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000091766 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 37436/451 |
| Instrument | 2022091766 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12410 WINGET RD, CHARLOTTE, NC 28278-7286 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 12410 WINGET RD, CHARLOTTE, NC 28278-7286 |
| Document Number | 0000073790 |
|---|---|
| Date | Jul 24, 2025 |
| Book Page | 39742/366 |
| Instrument | 2025073790 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12410 WINGET RD, CHARLOTTE, NC 28278-7286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 12410 WINGET RD, CHARLOTTE, NC 28278-7286 |
| Document Number | 0000002755 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 35521/897 |
| Instrument | 2021002755 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 268 Months |
| Due | May 1, 2043 |
The 2025 property tax bill for 12410 Winget Rd was $2,493.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,493.00 | $349,800 Land $80,000 Building $269,800 | $349,800 Land $80,000 Building $269,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12410 Winget Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12410 Winget Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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