1241 Wipprecht Dr, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 1241 Wipprecht Dr, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,032 sqft · built 1980
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,408 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1719-00-37-2761`

Property Details

APN / Parcel Number

Primary APN	`1719-00-37-2761`
Alternative APN	`555782435`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	40,511 sqft (0.93 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	555782435
Street Address	1241 WIPPRECHT DR
City	SPRUCE PINE
State	NC
Zip	28777-5566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUMPBACK MTN 1128 LOT 8 S
Legal Subdivision	HUMPBACK MOUNTAIN CORPORATION PROPERTY
Legal Lot Number	8
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2012
Census Tract	950300

Owner

1241 Wipprecht Dr is owned and occupied by two individuals.

Source: Mitchell County records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1241 WIPPRECHT DR, SPRUCE PINE, NC 28777-5566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 2, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 8, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	1241 WIPPRECHT DR, SPRUCE PINE, NC 28777-5566
Transaction Type	Mortgage
Record Updated	Aug 25, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000659/831
Date	Jul 18, 2023
Book Page	659/831
Instrument	2023001464

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	1241 WIPPRECHT DR, SPRUCE PINE, NC 28777-5566
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	611/151
Date	Mar 2, 2020
Book Page	611/151
Instrument	2020000327

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	1241 WIPPRECHT DR, SPRUCE PINE, NC 28777-5566
Transaction Type	Mortgage
Record Updated	Nov 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	607/885
Date	Nov 18, 2019
Book Page	607/885
Instrument	2019002070

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Oct 8, 2019
Property Address	1241 WIPPRECHT DR, SPRUCE PINE, NC 28777-5566
Document Number	606/557
Book / Page	606 / 557
Map Reference	MB 1 PG 132
Instrument Date	Oct 2, 2019
Instrument	2019001804
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CREPE MYRTLE ST, LAKE PLACID, FL 33852-5456

Tax Assessment & Valuation

The 2026 property tax bill for 1241 Wipprecht Dr was $1,408.

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,408.00	$220,100 (-) Land $50,000 Building $170,100
2025	$1,408.00	$220,100 Land $50,000 Building $170,100
2023	$1,386.00	$220,100 Land $50,000 Building $170,100	$220,100 Land $50,000 Building $170,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1241 Wipprecht Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1241 Wipprecht Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, Carolina West Wireless, Zito Media.

Cell Coverage

5G (outdoors only) and 4G LTE

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