McNairy County property record for 1241 Unity Church Rd, Ramer, TN 38367
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,020 sqft · built 1990 |
| Lot Size | 7.42 acres (323,215 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $43,000 (Mar 1990) |
| Tax Bill | $850 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 055129 01406 |
| Primary APN | 055129 01406 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| 1st Floor Area | 2,020 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 323,215 sqft (7.42 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 300 sqft |
| Deck Area | 240 sqft |
| Patio Area | 944 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1241 UNITY CHURCH RD |
|---|---|
| City | RAMER |
| State | TN |
| Zip | 38367-5159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 5 |
| Jurisdiction | MCNAIRY TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3107 |
| Census Tract | 930600 |
Source: McNairy County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1241 UNITY CHURCH RD, RAMER, TN 38367-5159 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 22, 2023 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Apr 11, 2018 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 1990 · Amount on Record |
| Deed Sale | Mar 20, 1990 · Amount on Record |
| Deed Document Number | 0000127442 |
| Deed Book / Page | 127 / 442 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 1241 UNITY CHURCH RD, RAMER, TN 38367-5159 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1241 UNITY CHURCH RD, RAMER, TN 38367-5159 |
| Document Number | 0000192695 |
|---|---|
| Date | Jun 22, 2023 |
| Book Page | 19/2695 |
| Instrument | 131692 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | SELMER, TN 38375 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 1241 UNITY CHURCH RD, RAMER, TN 38367-5159 |
| Document Number | 426972 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1241 CHURCH RD #Y RAMER TN 38367, Y, RAMER, TN 38367 |
| Document Number | 426972 |
|---|---|
| Date | Apr 19, 2018 |
| Book Page | 000426/000972 |
| Instrument | 107166 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 18, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: McNairy County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | McNairy County |
| Unified School District | McNairy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $850.00 | $53,875 (-) Land $4,250 Building $49,625 | |
| 2023 | $53,875 Land $4,250 Building $49,625 | ||
| 2022 | $850.00 | $215,500 Land $17,000 Building $198,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 73% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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