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1241 Scott Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1241 Scott Ave, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 912 sqft · built 1956
Lot Size0.185 acres (8,040 sqft)
OwnerIndividual Name on File
Tax Bill$2,970 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN8913-28-129-033

Property Details

APN / Parcel Number

Primary APN8913-28-129-033

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft
Basement Area912 sqft
Finished Basement350 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,040 sqft (0.185 acres)
Lot Dimensions134 ft deep x 60 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Patio Area320 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1241 SCOTT AVE
CityWATERLOO
StateIA
Zip50701-3252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALABAR HILLS LOT 31 BLK 10
Legal Range13W
Legal Township89N
Legal Section28
Legal SubdivisionALABAR HILLS
Legal Block10
Legal Lot Number31
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2024
Census Tract1502

Owner

1241 Scott Ave is owned and occupied by an individual.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address1241 SCOTT AVE, WATERLOO, IA 50701-3252
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Recording DateSep 8, 2026
Property Address1241 SCOTT AVE, WATERLOO, IA 50701-3252
Document Number0000013586
Instrument DateAug 31, 2026
Instrument202613586
Transaction TypeMortgage
Record UpdatedSep 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013586,
DateSep 8, 2026
Instrument202613586
Lender
NameUNION CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1241 Scott Ave was $2,970 with a homeowner's exemption, up 4.7% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,970.00 (+4.65%) Homeowner's exemption$156,390 Land $16,340 Building $140,050$156,390 Land $16,340 Building $140,050
2024$2,838.00
2023$141,040 (+19.44%) Land $16,340 Building $124,700$141,040 Land $16,340 Building $124,700
2022$2,398.00 Homeowner's exemption$118,080 Land $16,340 Building $101,740
2021$118,080 Land $16,340 Building $101,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1241 Scott Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims19 (1978–2013)
Claims Outside the SFHA5 of 19
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1241 Scott Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
GigFire
Fixed Wireless		150 / 130
CenturyLink
DSL		140 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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