San Diego County property record for 1241 Lorenzo Rd, Chula Vista, CA 91913
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,776 sqft · built 2019 |
| Lot Size | 0.121 acres (5,287 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $705,000 (Aug 2019) |
| Tax Bill | $11,316 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 644-316-23-00 |
| Primary APN | 644-316-23-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,776 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 5,287 sqft (0.121 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1241 LORENZO RD |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91913-3526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC15SF4 |
| Legal Description | LOT 23 TR 016166 |
| Legal Subdivision | OTAY RANCH VILLAGE 2 #12-05 |
| Legal Tract | 016166 |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 13317 |
1241 Lorenzo Rd is owned and occupied by two individuals who bought it in August 2019.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1241 LORENZO RD, CHULA VISTA, CA 91913-3526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Dec 1, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 15, 2019 | Grant Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2019 · Amount on File |
| Deed Sale | Aug 15, 2019 · Amount on File |
| Deed Document Number | 2019345764 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1241 LORENZO RD, CHULA VISTA, CA 91913-3526 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1241 LORENZO RD, CHULA VISTA, CA 91913-3526 |
| Document Number | 0000128500 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 2023-0128500 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1241 LORENZO RD, CHULA VISTA, CA 91913-3526 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1241 LORENZO RD, CHULA VISTA, CA 91913-3526 |
| Document Number | 0000767622 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020-0767622 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 15, 2019 |
| Property Address | 1241 LORENZO RD, CHULA VISTA, CA 91913-3526 |
| Document Number | 0000345764 |
| Map Reference | MAP 16166 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 2019-0345764 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FNTG BUILDER SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1241 LORENZO RD, CHULA VISTA, CA 91913-3526 |
| Document Number | 0000345765 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 2019-0345765 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 1241 Lorenzo Rd was $11,316 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $786,324 (+2%) Land $474,093 Building $312,231 | |
| 2025 | $11,316.00 | $770,907 Land $464,798 Building $306,109 |
| 2023 | $13,027.00 (+4.21%) Homeowner's exemption | $740,973 Land $446,750 Building $294,223 |
| 2022 | $12,501.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1241 Lorenzo Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1241 Lorenzo Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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