Lake County property record for 1241 Emerald Row St, Clermont, FL 34714
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 2,605 sqft · built 2024 |
| Owner | Company Name on File |
| Tax Bill | $2,902 (2024) |
| Deeds & Mortgages | Feb 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-24-26-0100-000-12500 |
| Primary APN | 26-24-26-0100-000-12500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,605 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Garage Type | Finished |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Open Porch |
| Porch Area | 284 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3945709 |
|---|---|
| Street Address | 1241 EMERALD ROW ST |
| City | CLERMONT |
| State | FL |
| Zip | 34714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSOR CAY PHASE 1 PB 80 PG 78-96 LOT 125 ORB 6480 PG 1513 |
| Legal Subdivision | WINDSOR CAY PHASE |
| Legal Phase | 1 |
| Legal Lot Number | 125 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 31318 |
1241 Emerald Row St is owned by a company that acquired it in February 2025 and is owner-occupied.
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1241 EMERALD ROW ST, CLERMONT, FL 34714 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 25, 2025 |
| Transfer Doc | 0064801513 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 25, 2025 |
| Property Address | 1241 EMERALD ROW ST, CLERMONT, FL 34714 |
| Document Number | 0064801513 |
| Book / Page | 6480 / 1513 |
| Map Reference | MB 80 PG 78-96 |
| Instrument Date | Jan 17, 2025 |
| Instrument | 2025022302 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 16, 2025 |
| Title Company | PGP TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,072.90 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 1241 EMERALD ROW ST, CLERMONT, FL 34714 |
| Investor | Possibly a Property Investor |
| Document Number | 0064801518 |
|---|---|
| Date | Feb 25, 2025 |
| Book Page | 6480/1518 |
| Instrument | 2025022304 |
| Name | BANCO DO BRASIL AMERICAS |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year T-Bill |
| Max Rate | 12.5% |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
FEMA maps place 1241 Emerald Row St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1241 Emerald Row St is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHLAKE UTILITIES private · serves 9,950 people · EPA ID FL3354916 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 10 / 1 |
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