1241 Cunningham Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1241 Cunningham Ave, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,050 sqft · built 1951
Lot Size	0.169 acres (7,400 sqft)
Owner	Individual Name on Record
Tax Bill	$2,481 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`072550A000`

Property Details

APN / Parcel Number

Primary APN	`072550A000`
Alternative APN	`6-014B-4374-00-0016.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,050 sqft
Finished Basement	810 sqft

Exterior

Year Built	Built 1951
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	7,400 sqft
Lot Dimensions	148 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	072550A000
Old Parcel Number	072550A000
Street Address	1241 CUNNINGHAM AVE
City	SAINT CHARLES
State	MO
Zip	63301-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	OSAGE HILLS #1 LOT 16
Legal Range	05E
Legal Township	46N
Legal Subdivision	OSAGE HILLS #1
Legal Lot Number	16
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	3
Census Block	3000
Census Tract	310501

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	261 MADISON PARK DR, SAINT PETERS, MO 63376-2291
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 16, 2017	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022
Deed Sale	Mar 21, 2022
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	2022R-016130
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 21, 2022
Property Address	1241 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2211
Document Number	0000016130
Map Reference	MB 5 PG 62
Instrument Date	Mar 15, 2022
Instrument	2022R-016130
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 PERRY ST, SAINT CHARLES, MO 63301-2950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 MADISON PARK DR, SAINT PETERS, MO 63376-2291

Mortgage

Document Number	0000016131
Date	Mar 21, 2022
Instrument	2022R-016131

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 16, 2017
Property Address	1241 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2211
Document Number	0068391549
Book / Page	006839 / 001549
Instrument Date	Oct 3, 2017
Instrument	715220
Transaction Type	Foreclosure
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	603 JACOBS STATION RD ST CHARLES MO 633047401, ST CHARLES, MO 63304-7401
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,481.00	$39,456 (+2.29%)	$207,661 (+2.29%) Land $45,000 Building $162,661
2023		$38,573
2022			$203,017 Land $35,000 Building $168,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

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