1241 Bumps River Rd, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 1241 Bumps River Rd, Centerville, MA 02632

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,076 sqft · built 1946
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on Record
Last Sale$407,500 (Mar 2017)
Tax Bill$5,981 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Mar 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNCENT M:188 L:078

Property Details

APN / Parcel Number

Primary APNCENT M:188 L:078
Alternative APN
  • 109091

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,076 sqft Living Area
Gross Area4,938 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area56,628 sqft (1.3 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number109091
Street Address1241 BUMPS RIVER RD
CityCENTERVILLE
StateMA
Zip02632-3330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
Legal Lot Number78
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1007
Census Tract12700

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address218 SAND TRAP CT, NORTHBRIDGE, MA 01534-1379
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2023Deed of Trust, Mortgage · Line of Credit
DIGITAL FCU
Mar 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Mar 10, 2017Quit Claim Deed, Transfer
DIGITAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2017 · Amount on Record
Deed SaleMar 10, 2017 · Amount on Record
Prior SaleSep 8, 2015 · Amount on Record
Deed Book / Page30343 / 38
Transfer Doc0030343-38
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTERVILLE MA
Property Address1241 BUMPS RIVER RD, CENTERVILLE, MA 02632-3330
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035575-20
DateJan 4, 2023
Book Page35575/20
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term469 Months
DueFeb 1, 2062
Interest
Rate TypeAdjustable Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTERVILLE MA
Property Address1241 BUMPS RIVER RD, CENTERVILLE, MA 02632-3330
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033938-54
DateMar 25, 2021
Book Page33938/54
Instrument20608
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateMar 10, 2017
Property Address1241 BUMPS RIVER RD, CENTERVILLE, MA 02632-3330
Document Number30343-38
Book / Page30343 / 38
Instrument11558
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$38.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number303430040
DateMar 10, 2017
Instrument30343/0040
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueMar 10, 2047

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,981.00 (+4.99%)$739,300 (+1.36%) Land $252,900 Building $486,400$732,165
2024$5,697.00 (+11.66%)$729,400 (+19.22%) Land $252,900 Building $476,500
2023$5,102.00$611,800 Land $230,400 Building $381,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims9 (1978–2023)
Most Recent ClaimMar 2023 · rainfall accumulation
Claims by Event
  • Hurricane Bob, Aug 1991 · 3 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 86% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE OSTERVILLE MARSTONS MILLS WD
serves 50,000 people · EPA ID MA4020002
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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